5815 Swamp Rd, Winchester, OH 45697 Property Records

Highland County property record for 5815 Swamp Rd, Winchester, OH 45697

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,323 sqft · built 2021
Lot Size	1 acres (43,865 sqft)
Owner	2 Individual Names on Record
Last Sale	$10,000 (Jun 2006)
Tax Bill	$2,049 (2025)
Deeds & Mortgages	Feb 2022 Construction Loan Apr 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-25-000-021.02`

Property Details

APN / Parcel Number

Primary APN	`06-25-000-021.02`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,323 sqft Living Area
Gross Area	2,891 sqft
1st Floor Area	1,200 sqft
Attic	Attic
Attic Area	122 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Aluminum Siding
Construction Type	Wood
Foundation Type	No Foundation
Lot Area	43,865 sqft (1 acres)
Garage Type	Detached
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	5815 SWAMP RD
City	WINCHESTER
State	OH
Zip	45697-9806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.007 ACRES
Jurisdiction	HIGHLAND OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1038
Census Tract	955101

Owner

Source: Highland County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4930 US HIGHWAY 62, HILLSBORO, OH 45133-9519
Owner Type	Individual
Vesting	Survivor

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Construction Mortgage THE WILMINGTON SAVINGS BANK
Apr 6, 2023	Deed of Trust, Mortgage · Commercial Mortgage THE WILMINGTON SAVINGS BANK
Apr 24, 2023	Deed of Trust, Mortgage · Line of Credit THE WILMINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2006 · Amount on Record
Deed Sale	Jun 7, 2006 · Amount on Record
Deed Document Number	20064359
Deed Book / Page	633 / 156
Prior Transfer Date	Mar 17, 2006
Prior Transfer Doc	000633/156
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLAND OH
Property Address	5815 SWAMP RD, WINCHESTER, OH 45697-9806
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	TICO TITLE INC, TRICO TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1943 US HIGHWAY 62, WINCHESTER, OH 45697-9522

Mortgage

Document Number	0000999/59
Date	Feb 28, 2022
Book Page	999/59
Instrument	202200001050

Lender

Name	THE WILMINGTON SAVINGS BANK
Type	Bank
Address	WILMINGTON, OH 45177

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLAND OH
Property Address	5815 SWAMP RD, WINCHESTER, OH 45697-9806
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	TICO TITLE INC, TRICO TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01005/3023
Date	Apr 6, 2023
Book Page	1005/3023
Instrument	202300001367

Lender

Name	THE WILMINGTON SAVINGS BANK
Type	Bank
Address	WILMINGTON, OH 45177

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2038

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLAND OH
Property Address	5815 SWAMP RD, WINCHESTER, OH 45697-9806
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	TICO TITLE INC, TRICO TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01005/4194
Date	Apr 24, 2023
Book Page	1005/4194
Instrument	202300001612

Lender

Name	THE WILMINGTON SAVINGS BANK
Type	Bank
Address	WILMINGTON, OH 45177

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Highland County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Highland County
County Subdivision	Concord Township
Unified School District	Bright Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,049.00 (+4.97%)	$66,890 (-) Land $6,860 Building $60,030	$191,100 (-) Land $19,600 Building $171,500
2024	$1,952.00 (+38.64%)	$66,890 (+52.51%) Land $6,860 Building $60,030	$191,100 (+52.51%) Land $19,600 Building $171,500
2023	$1,408.00 (+814.29%) Homeowner's exemption	$43,860 (+84.83%) Land $5,670 Building $38,190
2022		$23,730 Land $5,670 Building $18,060
2021	$154.00		$125,300 Land $16,200 Building $109,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
connectSCP Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Swamp Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures