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5815 Simpson Rd, Charlotte, NC 28216 Property Records

Mecklenburg County property record for 5815 Simpson Rd, Charlotte, NC 28216

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,348 sqft · built 1975
Lot Size11 acres (480,380 sqft)
OwnerIndividual Name on Record
Last Sale$575,000 (Nov 2021)
Tax Bill$4,236 (2023)
Deeds & MortgagesDec 2022 Line of Credit
Nov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN033-231-16

Property Details

APN / Parcel Number

Primary APN033-231-16

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,348 sqft Heated Area
Gross Area3,836 sqft
1st Floor Area1,808 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialTar & Gravel
Lot Area480,380 sqft (11 acres)
Garage Area1,271 sqft

Exterior Amenities

PorchPorch
Porch Area176 sqft
Deck Area300 sqft
Patio Area600 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number033-231-16
Street Address5815 SIMPSON RD
CityCHARLOTTE
StateNC
Zip28216-5879
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionCITY/MUNI/TWP:UNINC MAP REF:BK 33 PG 23
JurisdictionMECKLENBURG NC
Township / Civil Division12, PAW CREEK
Census Block Group1
Census Block1014
Census Tract6111

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5815 SIMPSON RD, CHARLOTTE, NC 28216-5879
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 7, 2022Deed of Trust, Mortgage · Line of Credit
COASTAL FCU
Nov 3, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST COMMONWEALTH BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 3, 2021 · Amount on Record
Deed SaleNov 3, 2021 · Amount on Record
Prior SaleOct 15, 2010
Deed Document Number0036723843
Deed Book / Page36723 / 843
Record UpdatedJun 7, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address5815 SIMPSON RD, CHARLOTTE, NC 28216-5879
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000161543
DateDec 7, 2022
Book Page37814/380
Instrument2022161543
Lender
NameCOASTAL FCU
TypeCredit Union
AddressRALEIGH, NC 27609
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueDec 6, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateNov 3, 2021
Property Address5815 SIMPSON RD, CHARLOTTE, NC 28216-5879
Document Number0000210361
Book / Page36723 / 843
Instrument DateNov 3, 2021
Instrument2021210361
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyBARRISTERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,150.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6851 LOG CABIN TRL, MIDLAND, NC 28107-8604

Transferred To (Grantee/Buyer)

NameVerified Name
Address5815 SIMPSON RD, CHARLOTTE, NC 28216-5879

Mortgage

Document Number0000210362
DateNov 3, 2021
Instrument2021210362
Lender
NameFIRST COMMONWEALTH BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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