5815 Ridgebluff Ln, Katy, TX 77449 Property Records

Harris County property record for 5815 Ridgebluff Ln, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,833 sqft · built 2004
Lot Size	0.166 acres (7,221 sqft)
Owner	Individual Name on Record
Last Sale	$179,100 (Jun 2018)
Tax Bill	$4,241 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2021 Sale + 3 more
Flood Zone	Zone X (moderate risk)
APN	`125-111-002-0037`

Property Details

APN / Parcel Number

Primary APN	`125-111-002-0037`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,833 sqft Living Area
1st Floor Area	1,833 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	7,221 sqft (0.166 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1251110020037
Street Address	5815 RIDGEBLUFF LN
City	KATY
State	TX
Zip	77449-1733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 37 BLK 2 BEAR CREEK GLEN
Legal Subdivision	BEAR CREEK GLEN
Legal Block	2
Legal Lot Number	37
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1009
Census Tract	542203

Owner

Source: Harris County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5815 RIDGEBLUFF LN, KATY, TX 77449-1733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO
Nov 8, 2021	Special Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Feb 29, 2020	Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MTG
Jun 29, 2019	Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MTG
Jun 22, 2018	Warranty Deed, Transfer · FHA Mortgage PLAZA HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2018 · Amount on Record
Deed Sale	Jun 22, 2018 · Amount on Record
Prior Sale	Mar 25, 2011 · Amount on Record
Deed Document Number	2018277650
Prior Transfer Date	Sep 7, 2010
Prior Transfer Doc	0000388813
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	5815 RIDGEBLUFF LN, KATY, TX 77449-1733
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063786
Date	Feb 4, 2021
Instrument	2021-063786

Lender

Name	OCEANSIDE MORTGAGE CO
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

November 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Nov 8, 2021
Property Address	5815 RIDGEBLUFF LN, KATY, TX 77449-1733
Document Number	0000643725
Instrument Date	Oct 3, 2021
Instrument	2021-643725
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7702 THICKET TRACE CT, CYPRESS, TX 77433-1568

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5815 RIDGEBLUFF LN, KATY, TX 77449-1733

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	5815 RIDGEBLUFF LN, KATY, TX 77449-1733
Document Number	0000109913
Instrument Date	Feb 29, 2020
Transaction Type	Mortgage
Record Updated	Mar 30, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5815 RIDGEBLUFF LN KATY TX 774491733, KATY, TX 77449-1733

Mortgage

Document Number	0000109913
Date	Mar 10, 2020
Instrument	109913

Lender

Name	OCEANSIDE MTG
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	5815 RIDGEBLUFF LN, KATY, TX 77449-1733
Document Number	0000296481
Instrument Date	Jun 29, 2019
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5815 RIDGEBLUFF LN KATY TX 774491733, KATY, TX 77449-1733

Mortgage

Document Number	0000296481
Date	Jul 11, 2019
Instrument	296481

Lender

Name	OCEANSIDE MTG
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 22, 2018
Property Address	5815 RIDGEBLUFF LN, KATY, TX 77449-1733
Document Number	0000277650
Instrument Date	Jun 19, 2018
Instrument	277650
Transaction Type	Transfer
Record Updated	Jul 2, 2018
Title Company	FRONTIER TITLE COMPANY-WH LLC

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5815 RIDGEBLUFF LN KATY TX 774491733, KATY, TX 77449-1733

Mortgage

Document Number	277651
Date	Jun 22, 2018
Instrument	277651

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2048

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,413 (-1.56%) Land $55,289 Building $187,124	$242,413 (-1.56%) Land $55,289 Building $187,124
2025	$4,241.00 (+185.97%) Homeowner's exemption	$246,247 (+5.43%) Land $55,289 Building $190,958	$246,247 (+5.43%) Land $55,289 Building $190,958
2024	$1,483.00 (+14.87%)
2023		$233,568 Land $55,289 Building $178,279	$233,568 Land $55,289 Building $178,279
2022	$1,291.00 (-2.34%)
2020	$1,322.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 118 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	118 in force
Nearby Flood Claims	4 (2021–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Beryl, Jul 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 167 serves 16,761 people · EPA ID TX1012842
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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