Payne County property record for 5815 E McElroy Rd, Stillwater, OK 74075
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,840 sqft · built 2014 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,565 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19N03E-15-4-00000-000-0757 |
| Primary APN | 19N03E-15-4-00000-000-0757 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,840 sqft Living Area |
| 1st Floor Area | 1,840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 1,665 sqft |
| Porch | Slab |
| Porch Area | 554 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 85879 |
|---|---|
| Street Address | 5815 E MCELROY RD |
| City | STILLWATER |
| State | OK |
| Zip | 74075-8858 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15-19N-03E D-757 (1ACM/L) BEG 186'E NW/C NW/4; E-186' S-235' W-186' N-235' POB |
| Legal Range | 03E |
| Legal Township | 19N |
| Legal Section | 15 |
| Legal Subdivision | 19N-03E |
| Jurisdiction | PAYNE OK |
| Township / Civil Division | STILLWATER |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 11101 |
Source: Payne County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6017 E MCELROY RD, STILLWATER, OK 74075-8711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 17, 2025 | Deed of Trust, Mortgage OKUNITY FEDERAL CREDIT UNION |
| Jul 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EXCHANGE BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 27, 2025 |
| Transfer Doc | 0000012344 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 5815 E MCELROY RD, STILLWATER, OK 74075-8858 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0028960454 |
|---|---|
| Date | Oct 17, 2025 |
| Book Page | 2896/454 |
| Instrument | I-2025-011613 |
| Name | OKUNITY FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | 311 E MCELROY RD, STILLWATER, OK 74075 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Oct 7, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 5815 E MCELROY RD, STILLWATER, OK 74075-8858 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2021 |
| Title Company | OKLAHOMA CLOSING AND TITLE SERVICES, OKLAHOMA CLOSING & TTL SVCS |
| Name | Verified Name |
|---|
| Document Number | 0026440244 |
|---|---|
| Date | Jul 23, 2021 |
| Book Page | 2644/244 |
| Instrument | 2021-009450 |
| Name | EXCHANGE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | STILLWATER, OK 74075 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Payne County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Payne County |
| Unified School District | Stillwater Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $27,966 (+6.09%) Land $1,658 Building $26,308 | $245,319 (-26.8%) Land $14,552 Building $230,767 | |
| 2025 | $2,565.00 (+1.58%) Homeowner's exemption | $26,361 (-) Land $1,691 Building $24,670 | |
| 2024 | $2,525.00 (+3.7%) Homeowner's exemption | $26,361 (+3%) Land $1,691 Building $24,670 | $335,120 (-3.75%) Land $21,500 Building $313,620 |
| 2023 | $2,435.00 (+2.23%) Homeowner's exemption | $25,593 (+3%) Land $1,580 Building $24,013 | $348,160 (+23.11%) Land $21,500 Building $326,660 |
| 2022 | $2,382.00 Homeowner's exemption | $24,847 Land $1,889 Building $22,958 | $282,800 Land $21,500 Building $261,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 59% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | 51 EAST WATER serves 2,500 people · EPA ID OK3006003 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Centranet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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