5814 Skipping Stone Dr, Indianapolis, IN 46237 Property Records

Marion County property record for 5814 Skipping Stone Dr, Indianapolis, IN 46237

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,770 sqft · built 2003
Lot Size	0.222 acres (9,679 sqft)
Owner	Individual Name on File
Last Sale	$118,400 (May 2009)
Tax Bill	$2,458 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49-15-02-121-097.000-300`

Property Details

APN / Parcel Number

Primary APN	`49-15-02-121-097.000-300`
Alternative APN	`3020588`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,770 sqft Living Area
Gross Area	2,350 sqft
1st Floor Area	1,770 sqft
Family Room	Family Room

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,679 sqft (0.222 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5814 SKIPPING STONE DR
City	INDIANAPOLIS
State	IN
Zip	46237-5058
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERS EDGE AT CUMMINS FARM SEC 3 L 178
Legal Subdivision	WATERS EDGE AT CUMMINS FARM SEC 3
Legal Lot Number	178
Jurisdiction	MARION IN
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1004
Census Tract	390408

Owner

5814 Skipping Stone Dr is owned and occupied by an individual who bought it in May 2009.

Source: Marion County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5814 SKIPPING STONE DR, INDIANAPOLIS, IN 46237-5058
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Deed of Trust, Mortgage · FHA Mortgage DO NO USE, CARRINGTON MORTGAGE SERVICES
Jan 6, 2023	Deed of Trust, Mortgage HUD
Jan 9, 2018	Loan Modification, Mortgage · FHA Mortgage OCWEN LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2009 · Amount on File
Deed Sale	May 4, 2009 · Amount on File
Deed Document Number	200946012
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Recording Date	Oct 8, 2026
Property Address	5814 SKIPPING STONE DR, INDIANAPOLIS, IN 46237-5058
Document Number	0000088021
Instrument Date	Aug 17, 2026
Instrument	202688021
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	DO NO USE, CARRINGTON MORTGAGE SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5814 SKIPPING STONE DR, INDIANAPOLIS, IN 46237-5058

Mortgage

Document Number	0000088021,
Date	Oct 8, 2026
Instrument	202688021

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	479 Months
Due	Sep 1, 2066

Interest

Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	5814 SKIPPING STONE DR, INDIANAPOLIS, IN 46237-5058
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001573
Date	Jan 6, 2023
Instrument	A202300001573

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	480 Months
Due	Sep 1, 2062

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARION IN
Property Address	5814 SKIPPING STONE DR, INDIANAPOLIS, IN 46237-5058
Document Number	0000009557
Instrument Date	Jan 9, 2018
Transaction Type	Mortgage
Record Updated	Feb 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5814 SKIPPING STONE DR INDIANAPOLIS IN 462375058, INDIANAPOLIS, IN 46237-5058

Mortgage

Document Number	0000009557
Date	Jan 30, 2018
Instrument	9557

Lender

Name	OCWEN LN SERVICING
Type	Funding / Finance Company
Address	WEST PALM BEACH, FL 33407

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 5814 Skipping Stone Dr was $2,458 with a homeowner's exemption.

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Franklin Township
Consolidated City	Indianapolis City
Unified School District	Franklin Township Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,458.00	$260,800 Land $41,000 Building $219,800	$260,800 Land $41,000 Building $219,800
2023	$2,222.00 (-2.03%) Homeowner's exemption	$222,200 (-2.03%) Land $41,000 Building $181,200	$222,200 (-2.03%) Land $41,000 Building $181,200
2022	$2,268.00 (+21.8%) Homeowner's exemption	$226,800 Land $41,000 Building $185,800	$226,800 Land $41,000 Building $185,800
2021	$1,862.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5814 Skipping Stone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5814 Skipping Stone Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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