5814 N State Rd, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 5814 N State Rd, Ossining, NY 10562

Property Summary

Property Type	Auto Repair, Garage
Lot Size	0.01 acres (436 sqft)
Owner	Company Name on File
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`554289 90.11-1-38.0004`

Property Details

APN / Parcel Number

Primary APN	`554289 90.11-1-38.0004`
Alternative APN	`55428900107A020 096`

Exterior

Lot Area	436 sqft (0.01 acres)

Location & Zoning

Old Parcel Number	55428900107A020 096
Street Address	5814 N STATE RD
City	OSSINING
State	NY
Zip	10562
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Legal Description	LOT:38.000 BLK:1 SEC:90.11 DIST:554289 CITY/MUNI/TWP:OSSINING (TOV)
Legal Block	1
Legal Lot Number	38.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	OSSINING
Census Block Group	2
Census Block	2009
Census Tract	13301

Owner

5814 N State Rd, a commercial property, is owned by a company.

Source: Westchester County and Ossining Town records, as of November 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	OSSINING, NY 10562
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	N STATE RD, NY
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	STATEWIDE ABSTRACT, STATEWIDE ABSTRACT CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0611393666
Date	May 20, 2021
Instrument	611393666

Lender

Name	RONALD NAPOLITANI
Type	Private Party
Address	CROTON ON HUDSON, NY 10520

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	May 1, 2028

Tax Assessment & Valuation

Source: Westchester County and Ossining Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Ossining Town
Unified School District	Ossining Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$491,500 (+3.08%) Land $227,200 Building $264,300	$491,500 (+3.08%) Land $227,200 Building $264,300
2023	$476,800 Land $220,500 Building $256,300	$476,800 Land $220,500 Building $256,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5814 N State Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (1991–2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5814 N State Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSSINING WATER DEPARTMENT serves 30,000 people · EPA ID NY5903451
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20