Caldwell County property record for 5813 Powder Loop, Granite Falls, NC 28630 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,140 sqft · built 1978 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | Company Name on File |
| Last Sale | $325,000 (Apr 2022) |
| Tax Bill | $1,856 (2025) |
| Deeds & Mortgages | Mar 2023 Sale Apr 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 SEC13 46 |
| Primary APN | 08 SEC13 46 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,140 sqft Heated Area |
| Gross Area | 2,020 sqft |
| 1st Floor Area | 1,140 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 27,007 sqft (0.62 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 292 sqft |
| Deck Area | 320 sqft |
| Patio Area | 800 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 177055 |
|---|---|
| Street Address | 5813 POWDER LOOP |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-8399 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2078 PG 1550 YR 23 ST 0.00 |
| Legal Subdivision | CRESCENT LAND |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 31301 |
Source: Caldwell County records · APN 08 SEC13 46
Assessment roll updated July 22, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 65 MILTONS LN, LOUISA, VA 23093-5557 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 13, 2023 | Warranty Deed, Transfer |
| Apr 04, 2022 | Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Dec 21, 2017 | Deed of Trust, Mortgage CAPITAL BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 04, 2022 · Amount on Record |
| Deed Sale | Apr 04, 2022 · Amount on Record |
| Prior Sale | Jan 04, 1999 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Mar 13, 2023 |
| Property Address | 5813 POWDER LOOP, GRANITE FALLS, NC 28630-8399 |
| Document Number | 0020781550 |
| Book / Page | 2078 / 1550 |
| Map Reference | MB 9 PG 76 |
| Instrument Date | Feb 20, 2023 |
| Instrument | 10082226 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 65 MILTONS LN, LOUISA, VA 23093-5557 |
| Name | Verified Name |
|---|---|
| Address | 65 MILTONS LN, LOUISA, VA 23093-5557 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Apr 04, 2022 |
| Property Address | 5813 POWDER LOOP, GRANITE FALLS, NC 28630-8399 |
| Document Number | 0020521245 |
| Book / Page | 2052 / 1245 |
| Map Reference | MB 9 PG 76 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 10070592 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7923 HOUSTON AVE, 7923, HICKORY, NC 28602-8616 |
| Name | Verified Name |
|---|---|
| Address | 65 MILTONS LN, LOUISA, VA 23093-5557 |
| Document Number | 0010070593 |
|---|---|
| Date | Apr 04, 2022 |
| Instrument | 10070593 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 5813 POWDER LOOP, GRANITE FALLS, NC 28630-8399 |
| Document Number | 0010018047 |
| Book / Page | 001932 / 001787 |
| Instrument Date | Dec 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5813 POWDER LOOP GRANITE FALLS NC 286308399, GRANITE FALLS, NC 28630-8399 |
| Document Number | 0010018047 |
|---|---|
| Date | Dec 21, 2017 |
| Book Page | 001932/001787 |
| Instrument | 10018047 |
| Name | CAPITAL BK |
|---|---|
| Type | Bank |
| Address | FORT MYERS, FL 33966 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Dec 20, 2032 |
Source: Caldwell County records · Assessment roll updated July 22, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,856.00 (+57.56%) | $241,200 (+47.25%) Land $92,800 Building $148,400 | $241,200 (+47.25%) Land $92,800 Building $148,400 |
| 2023 | $163,800 (-) Land $92,800 Building $71,000 | $163,800 (-) Land $92,800 Building $71,000 | |
| 2022 | $1,178.00 | $163,800 Land $92,800 Building $71,000 | $163,800 Land $92,800 Building $71,000 |
Source: FEMA National Flood Hazard Layer, Caldwell County (37027C), updated January 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370270313012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force 4 of 4 on primary residences |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2020, river or lake flooding, Tropical Storm Eta |
| Wildfire Risk | Low above 6% of the US · above 4% of North Carolina |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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