5813 E Ocotillo Rd, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 5813 E Ocotillo Rd, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,852 sqft · built 1986
Lot Size	4.23 acres (184,633 sqft)
Owner	2 Individual Names on File
Last Sale	$799,000 (Mar 2005)
Tax Bill	$2,548 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`211-05-005`

Property Details

APN / Parcel Number

Primary APN	`211-05-005`
Alternative APN	`211050056`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,852 sqft Living Area
Gross Area	3,264 sqft
1st Floor Area	2,852 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	184,633 sqft (4.23 acres)
Parking Spaces	3 Parking Spaces
Pool Area	500 sqft
Patio Area	412 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5813 E OCOTILLO RD
City	CAVE CREEK
State	AZ
Zip	85331-8585
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-190
Legal Description	LORINGWOOD EST. LOTS 23-29 MCR 55/03
Legal Range	4E
Legal Township	6N
Legal Section	28
Legal Subdivision	LORINGWOOD EST. LOTS 23-29
Legal Lot Number	42
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	2
Census Block	2039
Census Tract	30402

Owner

5813 E Ocotillo Rd is owned by two individuals who bought it in March 2005.

Source: Maricopa County records, as of October 22, 2025

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 5011, CAREFREE, AZ 85377-5011
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2005 · Amount on File
Deed Sale	Mar 31, 2005 · Amount on File
Deed Document Number	2005407752
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5813 E OCOTILLO RD, CAVE CREEK, AZ 85331-8585
Transaction Type	Mortgage
Record Updated	May 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5813 E OCOTILLO RD, CAVE CREEK, AZ 85331-8585

Mortgage

Document Number	0000210074
Date	Apr 25, 2023
Instrument	20230210074

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 24, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5813 E OCOTILLO RD, CAVE CREEK, AZ 85331-8585
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000818883
Date	Oct 15, 2019
Instrument	20190818883

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5813 E OCOTILLO RD, CAVE CREEK, AZ 85331-8585
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	AMERICAN TITLE SVC AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5813 E OCOTILLO RD, CAVE CREEK, AZ 85331-8585

Mortgage

Document Number	0001000628
Date	Oct 19, 2020
Instrument	20201000628

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5813 E Ocotillo Rd was $2,548.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Cave Creek Town
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,030 (+41.83%)	$940,300 (+9.18%) Land $188,000 Building $752,300
2025	$2,548.00	$66,297 (-20.57%)	$861,200 (+3.17%) Land $172,200 Building $689,000
2024		$83,470	$834,700 Land $166,900 Building $667,800
2023	$2,399.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5813 E Ocotillo Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2005–2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5813 E Ocotillo Rd is moderate, ranking above 51% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 40% of Arizona
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAVE CREEK WATER private · serves 5,895 people · EPA ID AZ0407016
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Mojo Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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