5812 W Nancy St, Sioux Falls, SD 57106 Property Records

Minnehaha County property record for 5812 W Nancy St, Sioux Falls, SD 57106

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,268 sqft · built 1985
Lot Size	0.177 acres (7,701 sqft)
Owner	2 Trust Names on Record
Tax Bill	$3,085 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-21-23-257-014-000`

Property Details

APN / Parcel Number

Primary APN	`01-21-23-257-014-000`
Alternative APN	`55905`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,268 sqft Finished Area
Gross Area	1,346 sqft
1st Floor Area	800 sqft
Upper Floors Area	546 sqft
Basement Area	780 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,701 sqft (0.177 acres)
Lot Dimensions	110 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	55905
Street Address	5812 W NANCY ST
City	SIOUX FALLS
State	SD
Zip	57106-3433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 BLOCK 7 SILVER VALLEY THIRD ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	SILVER VALLEY THIRD ADDN
Legal Block	7
Legal Lot Number	20
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1025
Census Tract	1002

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Mailing Address	5812 W NANCY ST, SIOUX FALLS, SD 57106-3433
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Feb 9, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 4, 2015
Transfer Doc	000561/184
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	5812 W NANCY ST, SIOUX FALLS, SD 57106-3433
Transaction Type	Mortgage
Record Updated	Mar 21, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1905MTG/819
Date	Nov 19, 2020
Book Page	1905 MTG/819

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2050

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	5812 W NANCY ST, SIOUX FALLS, SD 57106-3433
Transaction Type	Mortgage
Record Updated	Mar 21, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1946MTG/361
Date	Feb 9, 2022
Book Page	1946 MTG/361

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,350 (+5.37%) Land $21,264 Building $217,086	$238,350 Land $21,264 Building $217,086
2025	$3,085.00	$226,200 (-8.27%) Land $21,500 Building $204,700
2024	$3,085.00 (+5.61%)	$246,600 (+27.57%) Land $21,500 Building $225,100
2022	$2,921.00	$193,300 Land $21,500 Building $171,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of South Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Bluepeak.

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