McLennan County property record for 5812 Mount Terminal Dr, Waco, TX 76710
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,372 sqft · built 1973 |
| Lot Size | 1.16 acres (50,530 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,577 (2024) |
| Deeds & Mortgages | Oct 2021 Mortgage Aug 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 480304010036117 |
| Primary APN | 480304010036117 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 3 Stories |
| Building Area | 2,372 sqft Living Area |
| Gross Area | 3,164 sqft |
| 1st Floor Area | 208 sqft |
| 2nd Floor Area | 1,088 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 50,530 sqft (1.16 acres) |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Driveway | Driveway |
| Driveway Area | 2,720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 400 sqft |
| Storage Building | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 182551 |
|---|---|
| Old Parcel Number | 4803040100361170111 |
| Street Address | 5812 MOUNT TERMINAL DR |
| City | WACO |
| State | TX |
| Zip | 76710-1226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | MOUNTAINVIEW EST LOT 21 BLOCK B ACRES 1.16 |
| Legal Subdivision | MOUNTAINVIEW EST |
| Legal Block | B |
| Legal Lot Number | 21 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 2600 |
Source: McLennan County records, as of October 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5812 MOUNT TERMINAL DR, WACO, TX 76710-1226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage GOODLEAP LLC |
| Aug 21, 2017 | Deed of Trust, Mortgage · Stand-Alone First Mortgage AFFILIATED BANK |
| Dec 10, 2018 | Deed of Trust, Mortgage · Stand-Alone First Mortgage PARAMOUNT EQUITY MORTGAGE LLC |
| Feb 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Prior Sale | Sep 11, 2017 |
| Last Transfer Date | Oct 15, 2021 |
| Transfer Doc | 0000042235 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Oct 15, 2021 |
| Property Address | 5812 MOUNT TERMINAL DR, WACO, TX 76710-1226 |
| Document Number | 0000042235 |
| Map Reference | VOL 1021 PG 353 |
| Instrument Date | Oct 4, 2021 |
| Instrument | 2021042235 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5812 MOUNT TERMINAL DR, 5812, WACO, TX 76710-1226 |
| Name | Verified Name |
|---|---|
| Address | 5812 MOUNT TERMINAL DR, WACO, TX 76710-1226 |
| Document Number | 0000042236 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 2021042236 |
| Name | GOODLEAP LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.12% |
| Index | Other |
| Max Rate | 7.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 5812 MOUNT TERMINAL DR, WACO, TX 76710-1226 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000027421 |
|---|---|
| Date | Aug 21, 2017 |
| Instrument | 2017027421 |
| Name | AFFILIATED BANK |
|---|---|
| Type | Bank |
| Address | ARLINGTON, TX 76015 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 5812 MOUNT TERMINAL DR, WACO, TX 76710-1226 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000042629 |
|---|---|
| Date | Dec 10, 2018 |
| Instrument | 2018042629 |
| Name | PARAMOUNT EQUITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Nov 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.37% |
| Index | 1-Year LIBOR |
| Max Rate | 9.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 5812 MOUNT TERMINAL DR, WACO, TX 76710-1226 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|
| Document Number | 0000004604 |
|---|---|
| Date | Feb 10, 2020 |
| Instrument | 2020004604 |
| Name | LOANPAL LLC |
|---|---|
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
Source: McLennan County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $485,394 (-10.08%) Land $162,770 Building $322,624 | $485,394 (-10.08%) Land $162,770 Building $322,624 | |
| 2024 | $4,577.00 (+12.48%) | ||
| 2023 | $539,780 Land $162,770 Building $377,010 | $539,780 Land $162,770 Building $377,010 | |
| 2022 | $4,069.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
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