Monroe County property record for 5812 Ll Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,424 sqft · built 1870 |
| Lot Size | 11 acres (480,031 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $3,699 (2024) |
| Deeds & Mortgages | Jun 2026 Transfer May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-28-400-003-000 |
| Primary APN | 11-28-400-003-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,424 sqft Living Area |
| 1st Floor Area | 1,424 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 480,031 sqft (11 acres) |
| Porch | Slab |
| Porch Area | 388 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5812 LL RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-4006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | TAX LOT 15 |
| Legal Range | 09W |
| Legal Township | 03S |
| Legal Section | 28 |
| Legal Lot Number | 15 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 29 |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 600501 |
Source: Monroe County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 5812 LL RD, WATERLOO, IL 62298-4006 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jun 24, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| May 5, 2026 | Deed of Trust, Mortgage · Line of Credit ASSOCIATED BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 5, 2026 |
| Transfer Doc | 0000443175 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 24, 2026 |
| Property Address | 5812 LL RD, WATERLOO, IL 62298-4006 |
| Document Number | 0000443175 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 2026443175 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 5812 LL RD, WATERLOO, IL 62298-4006 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | May 5, 2026 |
| Property Address | 5812 LL RD, WATERLOO, IL 62298-4006 |
| Document Number | 0000442408 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 2026442408 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 5812 LL RD, WATERLOO, IL 62298-4006 |
| Document Number | 0000442408, |
|---|---|
| Date | May 5, 2026 |
| Instrument | 2026442408 |
| Name | ASSOCIATED BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 28, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
Source: Monroe County assessment roll, as of August 29, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $71,720 (+13.37%) Land $33,040 Building $38,680 | $215,160 (+13.37%) Land $99,120 Building $116,040 | |
| 2024 | $3,699.00 | ||
| 2022 | Homeowner's exemption Additional exemption filed | $63,260 Land $33,040 Building $30,220 | $189,780 Land $99,120 Building $90,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL | 50 / 10 |
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