5812 Bells Ln, Frederick, MD 21704 Property Records

Frederick County property record for 5812 Bells Ln, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,230 sqft · built 1961
Lot Size	0.489 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$254,900 (Jul 2015)
Tax Bill	$3,493 (2023)
Deeds & Mortgages	Nov 2021 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-234993`

Property Details

APN / Parcel Number

Primary APN	`09-234993`
Alternative APNs	`9234993` `234993`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,230 sqft Total Area
1st Floor Area	1,230 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.489 acres)
Lot Dimensions	200 ft deep x 105 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	344 sqft
Patio Area	244 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	234993
Old Parcel Number	9234993
Street Address	5812 BELLS LN
City	FREDERICK
State	MD
Zip	21704-6819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 105 X 200 OLD R. 40 BELL'S LANE
Legal Subdivision	BELLS LANE
Legal Lot Number	105
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	3
Census Block	3013
Census Tract	751904

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5812 BELLS LN, FREDERICK, MD 21704-6819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Line of Credit WOODSBORO BANK
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage WOODSBORO BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2015 · Amount on Record
Deed Sale	Jul 22, 2015 · Amount on Record
Prior Sale	Oct 25, 2001
Deed Document Number	0010660449
Deed Book / Page	10660 / 449
Record Updated	Jun 7, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5812 BELLS LN, FREDERICK, MD 21704-6819
Transaction Type	Mortgage
Record Updated	Nov 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5812 BELLS LN, FREDERICK, MD 21704-6819

Mortgage

Document Number	0154540406
Date	Nov 1, 2021
Book Page	15454/406

Lender

Name	WOODSBORO BANK
Type	Bank
Address	WOODSBORO, MD 21798

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5812 BELLS LN, FREDERICK, MD 21704-6819
Transaction Type	Mortgage
Record Updated	Nov 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0154530221
Date	Nov 1, 2021
Book Page	15453/221

Lender

Name	WOODSBORO BANK
Type	Bank
Address	WOODSBORO, MD 21798

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,493.00 Homeowner's exemption	$300,233	$321,600 Land $127,500 Building $194,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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