Whatcom County property record for 5811 Giarde Ln, Bellingham, WA 98226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,664 sqft · built 1984 |
| Lot Size | 5.09 acres (222,156 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $330,280 (Apr 2013) |
| Tax Bill | $3,521 (2025) |
| Deeds & Mortgages | Jul 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 502907 |
| Primary APN | 502907 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,664 sqft Living Area |
| 1st Floor Area | 1,024 sqft |
| 2nd Floor Area | 640 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Architectural Style | Log Home |
| Exterior Material | Combination |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 222,156 sqft (5.09 acres) |
| Garage Type | Detached |
| Garage Area | 532 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 634 sqft |
| Heating System | Baseboard |
|---|
| Account Number | 502907 |
|---|---|
| Street Address | 5811 GIARDE LN |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-7540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5A |
| Legal Description | LOT 4 STANDAL SHORT PLAT AS REC BOOK 3 SHORT PLATS PG 213 |
| Legal Range | 04 |
| Legal Township | 39 |
| Legal Section | 20 |
| Legal Subdivision | STANDAL SHORT PLAT |
| Legal Lot Number | 4 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 10702 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 5811 GIARDE LN, BELLINGHAM, WA 98226-7540 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2013 · Amount on Record |
| Deed Sale | Apr 17, 2013 · Amount on Record |
| Prior Sale | Aug 30, 2007 · Amount on Record |
| Deed Document Number | 2130402462 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 5811 GIARDE LN, BELLINGHAM, WA 98226-7540 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 5811 GIARDE LN, BELLINGHAM, WA 98226-7540 |
| Document Number | 0000701342 |
|---|---|
| Date | Jul 17, 2024 |
| Instrument | 2024-0701342 |
| Name | HERITAGE SOUTHEAST BANK |
|---|---|
| Type | Bank |
| Address | OLYMPIA, WA 98507 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Mount Baker School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,521.00 (-11.27%) Senior Citizen's exemption | $456,857 (-1.09%) Land $257,963 Building $198,894 | $631,178 (+10.48%) Land $282,536 Building $348,642 |
| 2022 | $461,907 Land $263,013 Building $198,894 | $571,323 Land $324,692 Building $246,631 | |
| 2021 | $3,968.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 17 (1983–2021) |
| Most Recent Claim | Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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