5811 Farmgate Ct, Frederick, MD 21703 Property Records

Frederick County property record for 5811 Farmgate Ct, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,164 sqft · built 1981
Lot Size0.099 acres (4,320 sqft)
Owner2 Individual Names on File
Last Sale$205,000 (Aug 2019)
Tax Bill$2,886 (2025)
Deeds & MortgagesOct 2022 Transfer
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-540434

Property Details

APN / Parcel Number

Primary APN28-540434
Alternative APN
  • 540434

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,164 sqft Living Area
Gross Area1,428 sqft
1st Floor Area602 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area4,320 sqft (0.099 acres)
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number540434
Street Address5811 FARMGATE CT
CityFREDERICK
StateMD
Zip21703-8315
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR12
Legal DescriptionLT 17 PLAT 1 BLK A 4320 SQ FT FARMGATE COURT
Legal SubdivisionFARMGATE COURT
Legal BlockA
Legal Lot Number17
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1001
Census Tract751003

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address5811 FARMGATE CT, FREDERICK, MD 21703-8315
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2022Intrafamily Transfer, Transfer
Aug 6, 2019Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 2019 · Amount on File
Deed SaleAug 6, 2019 · Amount on File
Prior SaleApr 29, 2016 · Amount on File
Deed Book / Page13129 / 67
Last Transfer DateOct 17, 2022
Transfer Doc0162000467
Record UpdatedOct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK MD
Recording DateOct 31, 2022
Property Address5811 FARMGATE CT, FREDERICK, MD 21703-8315
Document Number0162000467
Book / Page16200 / 467
Map ReferenceMB 22 PL 5
Instrument DateOct 17, 2022
Transaction TypeTransfer
Record UpdatedNov 16, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5811 FARMGATE CT, FREDERICK, MD 21703-8315

August 2019: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateAug 6, 2019
Property Address5811 FARMGATE CT, FREDERICK, MD 21703-8315
Document Number0131290067
Book / Page13129 / 0067
Map ReferenceMB 22 PL 5
Instrument DateJul 3, 2019
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,025.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address5811 FARMGATE CT, FREDERICK, MD 21703-8315

Mortgage

Document Number131290072
DateAug 6, 2019
Instrument13129/0072
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$269,133 (+9%)$313,600 (+27.01%) Land $115,000 Building $198,600
2025$2,886.00 (+5.99%) Homeowner's exemption$246,900 (+15.43%) Land $70,000 Building $176,900$246,900 (-) Land $70,000 Building $176,900
2024$2,723.00 (+8.44%)
2023$2,511.00 Homeowner's exemption$213,900$246,900 Land $70,000 Building $176,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimSep 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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