5811 Dairy Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 5811 Dairy Rd, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,702 sqft · built 1989
Lot Size	2 acres (87,120 sqft)
Owner	2 Trust Names on File
Last Sale	$370,000 (Feb 2024)
Tax Bill	$945 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jul 2023 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-5857-3`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-5857-3`
Alternative APN	`32-4N-24-0000-0010-0070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,702 sqft Heated Area
Gross Area	2,982 sqft
1st Floor Area	1,702 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Garage Type	Finished
Garage Area	525 sqft
Porch	Open Porch
Porch Area	755 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	5811 DAIRY RD
City	BAKER
State	FL
Zip	32531-2607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NW COR SW1/4 OF SW1/4 S874.4 FT TO POB E450 FT S193.6 FT W450 FT N193.6 FT TO POB AS OR
Legal Range	24
Legal Township	04N
Legal Section	32
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	2
Census Block	2038
Census Tract	20102

Owner

5811 Dairy Rd is owner-occupied and held in a trust since May 2024.

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Co-owner	2 Co-owners on File
Mailing Address	5811 DAIRY RD, BAKER, FL 32531-2607
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Warranty Deed, Transfer · Conventional Mortgage EGLIN FCU
Jul 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Feb 28, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jan 13, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Nov 15, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Feb 26, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Feb 22, 2024 · Amount on File
Deed Sale	Feb 22, 2024 · Amount on File
Prior Sale	Feb 22, 2024 · Amount on File
Deed Document Number	0003672605
Last Transfer Date	May 9, 2024
Transfer Doc	0003686852
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 22, 2024
Property Address	5811 DAIRY RD, BAKER, FL 32531-2607
Document Number	0003672605
Instrument Date	Feb 20, 2024
Instrument	3672605
Transaction Type	Transfer
Record Updated	Mar 14, 2024
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6338 HOLLOWAY RD, BAKER, FL 32531-8126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5811 DAIRY RD, BAKER, FL 32531-2607

Mortgage

Document Number	0003672606
Date	Feb 22, 2024
Instrument	3672606

Lender

Name	EGLIN FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	5811 DAIRY RD, BAKER, FL 32531-2607
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5811 DAIRY RD, BAKER, FL 32531-2607

Mortgage

Document Number	0036850323
Date	Jul 26, 2023
Book Page	3685/323
Instrument	3637683

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2043

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	5811 DAIRY RD, BAKER, FL 32531-2607
Transaction Type	Mortgage
Record Updated	Mar 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5811 DAIRY RD, BAKER, FL 32531-2607

Mortgage

Document Number	0036633800
Date	Feb 28, 2023
Book Page	3663/3800
Instrument	3608430

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	5811 DAIRY RD, BAKER, FL 32531-2607
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035181505
Date	Jan 13, 2021
Book Page	3518/1505
Instrument	3421815

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	5811 DAIRY RD, BAKER, FL 32531-2607
Document Number	0034293409
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5811 DAIRY RD BAKER FL 325312607, BAKER, FL 32531-2607

Mortgage

Document Number	0034293409
Date	Nov 20, 2019
Book Page	003429/003409
Instrument	3319295

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	5811 DAIRY RD, BAKER, FL 32531-2607
Document Number	0033872448
Instrument Date	Feb 26, 2019
Transaction Type	Mortgage
Record Updated	Mar 20, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5811 DAIRY RD BAKER FL 325312607, BAKER, FL 32531-2607

Mortgage

Document Number	0033872448
Date	Mar 5, 2019
Book Page	003387/002448
Instrument	3262300

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5811 Dairy Rd was $945 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$945.00 Homeowner's exemption	$123,157	$251,290 Land $40,868 Building $210,422
2023	$1,018.00 (+2.62%) Homeowner's exemption	$130,761 (+3%)	$236,252 (+8.32%) Land $34,722 Building $201,530
2022	$992.00 Homeowner's exemption	$126,952	$218,100 Land $32,450 Building $185,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5811 Dairy Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5811 Dairy Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAKER WATER SYSTEM, INC. serves 2,930 people · EPA ID FL1460043
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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