5810 Three Chopt Rd, Richmond, VA 23226 Property Records

Richmond City property record for 5810 Three Chopt Rd, Richmond, VA 23226

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,905 sqft · built 1905
Lot Size	1.05 acres (46,043 sqft)
Owner	2 Individual Names on File
Last Sale	$2,950,000 (Jul 2026)
Tax Bill	$26,160 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
APN	`W-021-0429-001`

Property Details

APN / Parcel Number

Primary APN	`W-021-0429-001`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,905 sqft Living Area
1st Floor Area	2,390 sqft
Attic	Attic
Attic Area	2,281 sqft
Basement Area	684 sqft
Unfinished Basement	684 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Slate
Lot Area	46,043 sqft (1.05 acres)
Lot Dimensions	345 ft deep x 151 ft wide
Garage Area	279 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	846 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	5810 THREE CHOPT RD
City	RICHMOND
State	VA
Zip	23226-2337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SINGLE
Legal Description	RIO VISTA PTSL 11-12; 0151.00X0345.00 IRG0000.000
Legal Subdivision	RIO VISTA
Jurisdiction	RICHMOND CITY VA
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2033
Census Tract	50500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Three Chopt Road Historic District listed 2012 · 98 contributing resources · NRIS 12000520

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

5810 Three Chopt Rd is owned and occupied by two individuals who bought it in July 2026.

Source: Richmond City records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5810 THREE CHOPT RD, RICHMOND, VA 23226-2337
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2026 · Amount on File
Deed Sale	Jul 1, 2026 · Amount on File
Deed Document Number	202612220
Record Updated	Sep 20, 2026

July 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	RICHMOND CITY VA
Recording Date	Jul 1, 2026
Property Address	5810 THREE CHOPT RD, RICHMOND, VA 23226-2337
Document Number	0000012220
Instrument Date	Jun 26, 2026
Instrument	202612220
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$297,950.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5810 THREE CHOPT RD, RICHMOND, VA 23226-2337

Mortgage

Document Number	0000012221,
Date	Jul 1, 2026
Instrument	202612221

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 5810 Three Chopt Rd was $26,160, up 6.3% from the year before.

Source: Richmond City assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Richmond City
Unified School District	Richmond City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$26,160.00 (+6.29%)	$2,180,000 Land $550,000 Building $1,630,000	$2,180,000 Land $550,000 Building $1,630,000
2025	$24,612.00
2024		$1,924,000 Land $475,000 Building $1,449,000
2023			$1,924,000 Land $475,000 Building $1,449,000
2020	$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 5810 Three Chopt Rd; there have been 5 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1989–2018)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5810 Three Chopt Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20