Martin County property record for 5810 SE Windsong Ln, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,288 sqft · built 1983 |
| Lot Size | 0.03 acres (1,350 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $134,900 (Jul 2016) |
| Tax Bill | $1,589 (2024) |
| Deeds & Mortgages | Jul 2026 Mortgage Oct 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31115 |
| Primary APN | 31115 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 644 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1983 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Mansard |
| Roof Material | Built-Up Asphalt |
| Lot Area | 1,350 sqft (0.03 acres) |
| Porch | Porch |
| Porch Area | 18 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 31115 |
|---|---|
| Street Address | 5810 SE WINDSONG LN |
| City | STUART |
| State | FL |
| Zip | 34997-8209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EMERALD LAKES PHASE II LOT 215 |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 25 |
| Legal Subdivision | EMERALD LAKES |
| Legal Phase | 2 |
| Legal Lot Number | 215 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 1410 |
Source: Martin County records, as of December 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5810 SE WINDSONG LN, STUART, FL 34997-8209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 7, 2019 | Loan Modification, Mortgage · Conventional Mortgage PENNYMAC |
| May 16, 2019 | Loan Modification, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2016 · Amount on Record |
| Deed Sale | Jul 12, 2016 · Amount on Record |
| Prior Sale | Jun 13, 2014 · Amount on Record |
| Deed Document Number | 0028651930 |
| Deed Book / Page | 2865 / 1930 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Jul 13, 2026 |
| Property Address | 5810 SE WINDSONG LN, STUART, FL 34997-8209 |
| Document Number | 0003195350 |
| Book / Page | 3578 / 2346 |
| Instrument Date | Jul 4, 2026 |
| Instrument | 20263195350 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5810 SE WINDSONG LN, STUART, FL 34997-8209 |
| Document Number | 0003195350, |
|---|---|
| Date | Jul 13, 2026 |
| Book Page | 3578/2346 |
| Instrument | 20263195350 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 5810 SE WINDSONG LN, STUART, FL 34997-8209 |
| Document Number | 0031052256 |
| Instrument Date | Oct 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5810 SE WINDSONG LN STUART FL 349978209, STUART, FL 34997-8209 |
| Document Number | 0031052256 |
|---|---|
| Date | Jan 15, 2020 |
| Book Page | 003105/002256 |
| Instrument | 2794842 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 14, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 5810 SE WINDSONG LN, STUART, FL 34997-8209 |
| Document Number | 0030750927 |
| Instrument Date | May 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5810 SE WINDSONG LN STUART FL 349978209, STUART, FL 34997-8209 |
| Document Number | 0030750927 |
|---|---|
| Date | Aug 5, 2019 |
| Book Page | 003075/000927 |
| Instrument | 2768602 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 4, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: Martin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $147,240 (+5.99%) | $194,690 (-) Land $95,000 Building $99,690 | |
| 2024 | $1,589.00 (+2.71%) | ||
| 2023 | $1,547.00 (+4.67%) Additional exemption filed | $138,924 (+3%) | $194,690 (+14.98%) Land $95,000 Building $99,690 |
| 2022 | $1,478.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $134,878 | $169,320 Land $85,000 Building $84,320 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 4 (1995–2014) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Jan 2014 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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