5810 Patrick Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5810 Patrick Ln, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Architecture Style	Custom Design
Year Built	Built 1980
Square Footage	1,414 sqft Living Area
Lot Size	13,895 sqft (0.319 acres)
Occupancy	Owner Occupied
Last Sale	$151,000 (2008)
Tax Bill	$1,503.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`10-26-31-3050-000E-0020`
Alternative APNs	`2631103050000E0020` `97090`

Interior

Full Baths	1 Baths
Building Area	1,414 sqft Living Area
Gross Area	1,830 sqft Gross Area
1st Floor	784 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1980
Architectural Style	Custom Design Style
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	13,895 sqft (0.319 acres)
Depth X Width	100 ft x 150 ft Depth x Width
Shed	1 Shed
Shed Area	48 sqft Shed
Porch Area	815 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	5810 PATRICK LN
City	SAINT CLOUD
State	FL
Zip	34771-8749
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	EL RANCHO PARK PB 1 PG 415 BLK E LOTS 1 & 2 AND INTEREST IN BEACH LOT 14 BLK G
Legal Range	31E
Legal Township	26S
Legal Section	10
Legal Subdivision	EL RANCHO PARK ADD BLK B
Legal Tract	3050
Legal Block	E,G
Legal Lot Number	2
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1005
Census Tract	43301

Owner

Source: Osceola County records · APN 10-26-31-3050-000E-0020

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5810 PATRICK LN, SAINT CLOUD, FL 34771-8749
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 17, 2008 · Amount on Record
Deed Sale	Nov 17, 2008 · Amount on Record
Deed Doc Number	2008186388
Deed Book / Page	3764 / 2491
Last Transfer Date	Apr 18, 2024
Transfer Doc	0065881876
Record Refreshed	Jun 08, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5810 PATRICK LN, SAINT CLOUD, FL 34771-8749
Document Number	0054252465
Instrument Date	Oct 18, 2018
Transaction Type	Mortgage
Record Updated	Nov 15, 2018
Title Company	PGP TITLE/FL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	5810 PATRICK LN ST CLOUD FL 347718749, ST CLOUD, FL 34771-8749

Mortgage

Document Number	0054252465
Date	Oct 29, 2018
Book Page	005425/002465
Instrument	161652

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	240 Months
Due	Oct 28, 2038

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,622.00 (+7.92%)	$106,494 (+5.99%)	$174,900 (+16.06%) Land $55,000 Building $119,900
2024	$1,503.00 (+2.66%)
2023	$1,464.00 (+6.24%) Homeowner's exemption	$100,479 (+3%)	$150,700 (+9.84%) Land $36,000 Building $114,700
2022	$1,378.00 Homeowner's exemption	$97,553	$137,200 Land $36,000 Building $101,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	66.0 ft

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 37% of Florida
Wildfire Likelihood	About 1 in 400 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.