5810 Lake Dr, Crestview, FL 32539 Property Records

Okaloosa County property record for 5810 Lake Dr, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,346 sqft · built 1989
Lot Size	0.505 acres (21,997 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,200 (Apr 2015)
Tax Bill	$906 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-1503-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-1503-5`
Alternative APNs	`35-4N-23-1161-0001-0060` `23N435116100010060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,346 sqft Living Area
Gross Area	1,831 sqft
1st Floor Area	1,346 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	21,997 sqft (0.505 acres)
Lot Width	150 ft Width
Garage Type	Attached
Garage Area	400 sqft
Porch	Finished/Open Porch
Porch Area	85 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5810 LAKE DR
City	CRESTVIEW
State	FL
Zip	32539-9084
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLTOP ACRES 1ST ADD LOTS 6 & 7 BLK 1
Legal Range	23W
Legal Township	04N
Legal Section	35
Legal Subdivision	HILLTOP ACRES 1ST ADD
Legal Block	1
Legal Lot Number	60
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1030
Census Tract	20303

Owner

Source: Okaloosa County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5810 LAKE DR, CRESTVIEW, FL 32539-9084
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 16, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Apr 12, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2015 · Amount on Record
Deed Sale	Apr 17, 2015 · Amount on Record
Deed Document Number	20152990798
Deed Book / Page	3193 / 2249
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Recording Date	Jul 21, 2026
Property Address	5810 LAKE DR, CRESTVIEW, FL 32539-9084
Document Number	0003828851
Instrument Date	Jul 16, 2026
Instrument	20263828851
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5810 LAKE DR, CRESTVIEW, FL 32539-9084

Mortgage

Document Number	0003828851,
Date	Jul 21, 2026
Instrument	20263828851

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	5810 LAKE DR, CRESTVIEW, FL 32539-9084
Transaction Type	Mortgage
Record Updated	Aug 17, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035623781
Date	Jul 27, 2021
Book Page	3562/3781
Instrument	3474997

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	5810 LAKE DR, CRESTVIEW, FL 32539-9084
Document Number	0034144576
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 6, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5810 LAKE DR CRESTVIEW FL 325399084, CRESTVIEW, FL 32539-9084

Mortgage

Document Number	0034144576
Date	Aug 21, 2019
Book Page	003414/004576
Instrument	3299397

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 20, 2034

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	5810 LAKE DR, CRESTVIEW, FL 32539-9084
Document Number	0033461669
Instrument Date	Apr 12, 2018
Transaction Type	Mortgage
Record Updated	Apr 27, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5810 LAKE DR CRESTVIEW FL 325399084, CRESTVIEW, FL 32539-9084

Mortgage

Document Number	0033461669
Date	Apr 18, 2018
Book Page	003346/001669
Instrument	3201472

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Apr 17, 2033

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$906.00 (+7.99%) Homeowner's exemption	$118,427 (+5.99%)	$168,400 (-3.18%) Land $45,351 Building $123,049
2023	$839.00 (+3.2%) Homeowner's exemption	$111,737 (+3%)	$173,935 (+5.96%) Land $38,530 Building $135,405
2022	$813.00 Homeowner's exemption	$108,483	$164,150 Land $36,010 Building $128,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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