5810 Juniata St, Duluth, MN 55804 Property Records

St. Louis County property record for 5810 Juniata St, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,400 sqft · built 1923
Lot Size	0.16 acres (6,999 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Jan 2017)
Tax Bill	$3,186 (2026)
Deeds & Mortgages	Dec 2021 Mortgage May 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-2840-02360`

Property Details

APN / Parcel Number

Primary APN	`010-2840-02360`
Alternative APN	`1023818`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,400 sqft Gross Area
1st Floor Area	700 sqft
Basement Area	350 sqft
Finished Basement	350 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Metal
Construction Type	Frame
Lot Area	6,999 sqft (0.16 acres)
Garage Area	672 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	96 sqft
Storage Building	70 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1023818
Street Address	5810 JUNIATA ST
City	DULUTH
State	MN
Zip	55804-1346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0003 BLOCK:023 SERIAL #
Legal Subdivision	LESTER PARK 2ND DIV DULUTH
Legal Block	23
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3012
Census Tract	200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5810 JUNIATA ST, DULUTH, MN 55804-1346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 20, 2019	Deed of Trust, Mortgage · Line of Credit LOWER
May 20, 2019	Deed of Trust, Mortgage · Conventional with PMI LOWER
Jan 12, 2017	Warranty Deed, Transfer · Conventional with PMI NATIONAL BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2017 · Amount on Record
Deed Sale	Jan 12, 2017 · Amount on Record
Prior Sale	Sep 5, 2013 · Amount on Record
Deed Document Number	20171302069
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5810 JUNIATA ST, DULUTH, MN 55804-1346
Transaction Type	Mortgage
Record Updated	Feb 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001431548
Date	Dec 3, 2021
Instrument	1431548

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5810 JUNIATA ST, DULUTH, MN 55804-1346
Document Number	00A1355960
Instrument Date	May 20, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5810 JUNIATA ST DULUTH MN 558041346, DULUTH, MN 55804-1346

Mortgage

Document Number	00A1355960
Date	Jun 4, 2019
Instrument	A1355960

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 3, 2039

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5810 JUNIATA ST, DULUTH, MN 55804-1346
Document Number	00A1355959
Instrument Date	May 20, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5810 JUNIATA ST DULUTH MN 558041346, DULUTH, MN 55804-1346

Mortgage

Document Number	00A1355959
Date	Jun 4, 2019
Instrument	A1355959

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2049

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 12, 2017
Property Address	5810 JUNIATA ST, DULUTH, MN 55804-1346
Document Number	00A1302069
Instrument Date	Jan 12, 2017
Instrument	A1302069
Transaction Type	Transfer
Record Updated	Jan 25, 2017
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5810 JUNIATA ST DULUTH MN 558041346, DULUTH, MN 55804-1346

Mortgage

Document Number	A1302070,
Date	Jan 12, 2017
Instrument	A1302070

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,186.00 (+7.2%) Homeowner's exemption
2025	$2,972.00 (-4.31%) Homeowner's exemption	$252,900 (+6.13%) Land $47,800 Building $205,100	$252,900 (+6.13%) Land $47,800 Building $205,100
2024	$3,106.00	$238,300 (+16.93%) Land $46,200 Building $192,100	$238,300 (+16.93%) Land $46,200 Building $192,100
2022		$203,800 Land $35,500 Building $168,300	$203,800 Land $35,500 Building $168,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	May 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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