581 Zak Way, Madera, CA 93637 Property Records

Madera County property record for 581 Zak Way, Madera, CA 93637

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,125 sqft · built 1998
Lot Size	0.195 acres (8,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Sep 2020)
Tax Bill	$3,053 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`009-390-076-000`

Property Details

APN / Parcel Number

Primary APN	`009-390-076-000`
Alternative APN	`009390076`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,125 sqft Living Area
Basement Area	666 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Frame
Lot Area	8,500 sqft (0.195 acres)
Garage Area	666 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	581 ZAK WAY
City	MADERA
State	CA
Zip	93637-5910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSET SOUTHWEST PHASE V LOT 45
Legal Subdivision	SUNSET SOUTHWEST PHASE V
Legal Lot Number	45
Jurisdiction	MADERA CA
Township / Civil Division	MADERA
Census Block Group	1
Census Block	1011
Census Tract	702

Owner

Source: Madera County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	581 ZAK WAY, MADERA, CA 93637-5910
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jul 30, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC
Sep 4, 2020	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2020 · Amount on Record
Deed Sale	Sep 4, 2020 · Amount on Record
Prior Sale	Apr 13, 2000 · Amount on Record
Deed Document Number	202021359
Last Transfer Date	Jul 26, 2021
Transfer Doc	0000024123
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	581 ZAK WAY, MADERA, CA 93637-5910
Transaction Type	Mortgage
Record Updated	Oct 15, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 ZAK WAY, MADERA, CA 93637-5910

Mortgage

Document Number	0000020116
Date	Sep 29, 2025
Instrument	2025020116

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADERA CA
Recording Date	Jul 30, 2021
Property Address	581 ZAK WAY, MADERA, CA 93637-5910
Document Number	0000024123
Map Reference	MB 46 PG 44&45
Instrument Date	Jul 26, 2021
Instrument	2021024123
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	581 ZAK WAY, MADERA, CA 93637-5910

Mortgage

Document Number	0000024124
Date	Jul 30, 2021
Instrument	2021024124

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADERA CA
Recording Date	Sep 4, 2020
Property Address	581 ZAK WAY, MADERA, CA 93637-5910
Document Number	0000021359
Map Reference	MB 46 PG 44
Instrument Date	Jul 24, 2020
Instrument	2020021359
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	581 ZAK WAY, MADERA, CA 93637-5910
Investor	Possibly a Property Investor

Mortgage

Document Number	0000021360
Date	Sep 4, 2020
Instrument	2020021360

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Madera County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	California
County	Madera County
Municipality	Madera City
Unified School District	Madera Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$264,009 (+2%) Land $46,094 Building $217,915
2025	$3,053.00 (+1.56%)	$258,834 (+4.04%) Land $45,191 Building $213,643
2023	$3,006.00 (+4.41%)	$248,785 Land $43,437 Building $205,348
2022	$2,879.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MADERA serves 66,560 people · EPA ID CA2010002
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	1,000 / 1,000
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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