Otsego County and Oneonta Town property record for 581 West St, Oneonta, NY 13820
| Property Type | Ranch |
|---|---|
| Details | 1 bd · 1 ba · 456 sqft · built 1986 |
| Lot Size | 10.6 acres (463,914 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Nov 2022) |
| Tax Bill | $2,680 (2026) |
| Deeds & Mortgages | Nov 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 364600 275.00-1-16.02 |
| Primary APN | 364600 275.00-1-16.02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 456 sqft Total Area |
| 1st Floor Area | 456 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 463,914 sqft (10.6 acres) |
| Garage Area | 4,344 sqft |
| Parking Spaces | 14 Parking Spaces |
| Pole Barn | Pole Barn |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 239387 |
|---|---|
| Street Address | 581 WEST ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-4644 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Ranch |
| Local Zoning Code | 01 |
| Legal Description | 986FILED MAP #3878 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 16.002 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 590800 |
Source: Otsego County and Oneonta Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 588 WEST ST, ONEONTA, NY 13820-4644 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2022 · Amount on Record |
| Deed Sale | Nov 23, 2022 · Amount on Record |
| Deed Document Number | 20226429 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Nov 23, 2022 |
| Property Address | 581 WEST ST, ONEONTA, NY 13820-4644 |
| Document Number | 0000000429 |
| Instrument Date | Nov 19, 2022 |
| Instrument | 2022-6429 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 588 WEST ST, ONEONTA, NY 13820-4644 |
| Investor | Possibly a Property Investor |
Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Oneonta Town |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,680.00 (+0.37%) | ||
| 2025 | $2,670.00 (-59.26%) | $83,900 (-) Land $16,900 Building $67,000 | $119,857 (+11.43%) Land $24,143 Building $95,714 |
| 2023 | $6,553.00 | $83,900 (-59.53%) Land $16,900 Building $67,000 | $107,564 (-54.34%) Land $21,667 Building $85,897 |
| 2022 | $207,300 Land $39,300 Building $168,000 | $235,568 Land $44,659 Building $190,909 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (2006–2013) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jul 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
May also be available: T-Mobile.
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