Shelby County property record for 581 Watson St, Memphis, TN 38111
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,240 sqft · built 1940 |
| Lot Size | 0.185 acres (8,048 sqft) |
| Owner | Individual Name on File |
| Last Sale | $920,000 (Aug 2021) |
| Tax Bill | $1,097 (2025) |
| Deeds & Mortgages | Apr 2024 Transfer Sep 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-6054-0-0003 |
| Primary APN | 04-6054-0-0003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,240 sqft Living Area |
| 1st Floor Area | 1,240 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,048 sqft (0.185 acres) |
| Lot Dimensions | 167 ft deep x 50 ft wide |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Patio Area | 25 sqft |
| Shed | 1 Shed |
| Shed Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 581 WATSON ST |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38111-7526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | 51 NORMAL SCHOOL PLACE SUBDV WS WATSON ST |
| Legal Subdivision | EBERHARTS WATSON ST S/D OF S 100 FT |
| Legal Lot Number | 1 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 7400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Normal Station Historic District listed 2005 · 1,228 contributing resources · NRIS 05000866 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
581 Watson St is owned by an individual who acquired it in January 2024.
Source: Shelby County records, as of October 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 400 CASTLE CREST RD, ALAMO, CA 94507-2676 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 11, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Sep 23, 2021 | Intrafamily Transfer, Transfer DE TITLE SERVICES LLC, DELTA TITLE SERVICES LLC |
| Aug 27, 2021 | Warranty Deed, Transfer MID-SOUTH TITLE SERVICES LLC, MID SOUTH TITLE SERVICES LLC |
| Oct 3, 2017 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2021 · Amount on File |
| Deed Sale | Aug 27, 2021 · Amount on File |
| Prior Sale | Jun 19, 2015 · Amount on File |
| Deed Document Number | 2021107357 |
| Last Transfer Date | Jan 26, 2024 |
| Transfer Doc | 0000029696 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Apr 11, 2024 |
| Property Address | 581 WATSON ST, MEMPHIS, TN 38111-7526 |
| Document Number | 0024029696 |
| Map Reference | MB 16 PG 24 |
| Instrument Date | Jan 26, 2024 |
| Instrument | 24029696 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 400 CASTLE CREST RD, ALAMO, CA 94507-2676 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Sep 23, 2021 |
| Property Address | 581 WATSON ST, MEMPHIS, TN 38111-7526 |
| Document Number | 0021118362 |
| Map Reference | MB 16 PG 24 |
| Instrument Date | Sep 12, 2021 |
| Instrument | 21118362 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2021 |
| Title Company | DE TITLE SERVICES LLC, DELTA TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 424 MATTHEW CT, PLEASANTON, CA 94566-7787 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Aug 27, 2021 |
| Property Address | 581 WATSON ST, MEMPHIS, TN 38111-7526 |
| Document Number | 0021107357 |
| Map Reference | MB 16 PG 24 |
| Instrument Date | Aug 25, 2021 |
| Instrument | 21107357 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | MID-SOUTH TITLE SERVICES LLC, MID SOUTH TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $3,404.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 424 MATTHEW CT, PLEASANTON, CA 94566-7787 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 581 WATSON ST, MEMPHIS, TN 38111-7526 |
| Document Number | 0000102231 |
| Instrument Date | Oct 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2017 |
| Title Company | MID SOUTH TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9810 FRANK RD GERMANTOWN TN 381398000, GERMANTOWN, TN 38139-8000 |
| Document Number | 0000102231 |
|---|---|
| Date | Oct 4, 2017 |
| Instrument | 102231 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-4360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 3, 2037 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 581 Watson St was $1,097.
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,097.00 | $40,800 Land $7,075 Building $33,725 | $163,200 Land $28,300 Building $134,900 |
| 2023 | $30,775 Land $5,675 Building $25,100 | ||
| 2022 | $1,874.00 | ||
| 2021 | $123,100 Land $22,700 Building $100,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 581 Watson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 581 Watson St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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