581 Warner Ave S, Saint Paul, MN 55115 Property Records

Washington County property record for 581 Warner Ave S, Saint Paul, MN 55115

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,395 sqft · built 1994
Lot Size	1.43 acres (62,334 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,402 (2026)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-030-21-21-0027`

Property Details

APN / Parcel Number

Primary APN	`32-030-21-21-0027`
Alternative APN	`878852050`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,395 sqft Living Area
Basement Area	1,254 sqft
Finished Basement	800 sqft
Unfinished Basement	454 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	62,334 sqft (1.43 acres)
Lot Dimensions	623 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	581 WARNER AVE S
City	SAINT PAUL
State	MN
Zip	55115-6837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME WOLF RUN LOT 3 BLOCK 1 SUBDIVISIONCD 87885
Legal Range	21W
Legal Township	30N
Legal Section	32
Legal Subdivision	WOLF RUN
Legal Block	1
Legal Lot Number	3
Jurisdiction	WASHINGTON MN
Township / Civil Division	MAHTOMEDI
Census Block Group	3
Census Block	3002
Census Tract	70303

Owner

581 Warner Ave S is owned and occupied by two individuals.

Source: Washington County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	581 WARNER AVE S, SAINT PAUL, MN 55115-6837
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	581 WARNER AVE S, SAINT PAUL, MN 55115-6837
Document Number	0004207386
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Oct 7, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	581 WARNER AVE S ST PAUL MN 551156837, ST PAUL, MN 55115-6837

Mortgage

Document Number	0004207386
Date	Sep 3, 2019
Instrument	4207386

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 2, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 581 Warner Ave S was $8,402 with a homeowner's exemption.

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Washington County
Municipality	Mahtomedi City
Unified School District	Mahtomedi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,402.00 Homeowner's exemption
2025		$660,600 (-0.48%) Land $259,700 Building $400,900	$660,600 (-0.48%) Land $259,700 Building $400,900
2024		$663,800 Land $262,900 Building $400,900	$663,800 Land $262,900 Building $400,900
2023	$7,250.00
2022		$640,300 Land $269,500 Building $370,800	$640,300 Land $269,500 Building $370,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 581 Warner Ave S in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective January 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Most Recent Claim	Jun 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 581 Warner Ave S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Mahtomedi serves 8,818 people · EPA ID MN1820013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20