581 Summit Dr, Orange Park, FL 32073 Property Records

Clay County property record for 581 Summit Dr, Orange Park, FL 32073 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2000
Square Footage	1,808 sqft Heated Area
Lot Size	7,669 sqft (0.176 acres)
Occupancy	Owner Occupied
Last Sale	$387,900 (2022)
Tax Bill	$3,813.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-04-25-007865-010-45`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,808 sqft Heated Area
Gross Area	2,422 sqft Gross Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2000
Exterior Material	Logs Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,669 sqft (0.176 acres)
Garage Area	420 sqft Garage
Pool Area	288 sqft Pool
Porch	1 Porch
Porch Area	194 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	581 SUMMIT DR
City	ORANGE PARK
State	FL
Zip	32073-2287
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 45 CRANES LANDING AS REC OR 4669 PG 584
Legal Range	25
Legal Township	04
Legal Section	03
Legal Subdivision	CRANES LANDING
Legal Lot Number	45
Jurisdiction	CLAY FL
Minor Civil Division	MIDDLEBURG-CLAY HILL
Census Blockgroup	3
Census Block	3025
Census Tract	30206

Owner

Source: Clay County records · APN 03-04-25-007865-010-45

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	581 SUMMIT DR, ORANGE PARK, FL 32073-2287
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 10, 2021	Deed of Trust, Mortgage · Veterans Administration Mortgage USAA FSB
Oct 16, 2018	Warranty Deed, Transfer · Veterans Administration Mortgage USAA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 22, 2022 · Amount on Record
Deed Sale	Nov 22, 2022 · Amount on Record
Prior Sale	Oct 16, 2018 · Amount on Record
Deed Doc Number	2022068685
Deed Book / Page	4669 / 584
Record Refreshed	Jun 08, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Nov 22, 2022
Property Address	581 SUMMIT DR, ORANGE PARK, FL 32073-2287
Document Number	0046690584
Book / Page	4669 / 584
Map Reference	MB 35 PG 35-38
Instrument Date	Nov 10, 2022
Instrument	2022068685
Transaction Type	Transfer
Record Updated	Dec 09, 2022
Title Company	COWFORD TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,715.30
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1097 BRIAR ROSE LN, 1097, LADSON, SC 29456-3073

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 SUMMIT DR, ORANGE PARK, FL 32073-2287

Mortgage

Document Number	0004669586
Date	Nov 22, 2022
Instrument	4669/586

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	581 SUMMIT DR, ORANGE PARK, FL 32073-2287
Transaction Type	Mortgage
Record Updated	Feb 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 SUMMIT DR, ORANGE PARK, FL 32073-2287

Mortgage

Document Number	0044141590
Date	Feb 10, 2021
Book Page	4414/1590
Instrument	2021008479

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Oct 16, 2018
Property Address	581 SUMMIT DR, ORANGE PARK, FL 32073-2287
Document Number	0041321030
Book / Page	004132 / 001030
Instrument Date	Oct 12, 2018
Instrument	54325
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Full Value
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 SUMMIT DR ORANGE PARK FL 320732287, ORANGE PARK, FL 32073-2287

Mortgage

Document Number	41321031
Date	Oct 16, 2018
Book Page	004132/001031
Instrument	54326

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2048

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,813.00 (-18.07%) Homeowner's exemption	$290,174 (+1.75%) Land $45,000 Building $245,174	$290,174 (+1.75%) Land $45,000 Building $245,174
2023	$4,654.00 (+90.66%)	$285,196 (+53.24%) Land $45,000 Building $240,196	$285,196 (+16.24%) Land $45,000 Building $240,196
2022	$2,441.00 Homeowner's exemption	$186,105	$245,341 Land $40,000 Building $205,341

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 7% of Florida
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

581 Summit Dr, Orange Park, FL 32073 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Summit Dr

Nearby Streets

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