581 Sterling Rd, Sterling, CT 06377 Property Records

Sterling Town property record for 581 Sterling Rd, Sterling, CT 06377

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,544 sqft · built 1922
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Dec 2025)
Tax Bill	$3,531 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00139500`

Property Details

APN / Parcel Number

Primary APN	`00139500`
Alternative APNs	`STLN M:001SC B:022 L:0103` `STER M:001SC B:022 L:0103` `139500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,544 sqft Living Area
Gross Area	2,608 sqft
Basement Area	738 sqft
Unfinished Basement	738 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	139500
Street Address	581 STERLING RD
City	STERLING
State	CT
Zip	06377-2137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-80
Legal Block	22
Legal Lot Number	103
Jurisdiction	STERLING CT
Township / Civil Division	STERLING
Census Block Group	4
Census Block	4000
Census Tract	908100

Owner

581 Sterling Rd is owned and occupied by two individuals who bought it in December 2025.

Source: Sterling Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	581 STERLING RD, STERLING, CT 06377-2137
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 2, 2025	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Aug 25, 2020	Deed of Trust, Mortgage · Conventional with PMI SHAMROCK HM LNS
May 15, 2019	Warranty Deed, Transfer · Conventional with PMI NAVIGANT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2025 · Amount on File
Deed Sale	Dec 2, 2025 · Amount on File
Prior Sale	May 15, 2019 · Amount on File
Deed Document Number	2025711
Deed Book / Page	181 / 512
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING CT
Recording Date	Aug 27, 2026
Property Address	581 STERLING RD, STERLING, CT 06377-2137
Document Number	0000000653
Book / Page	183 / 848
Instrument Date	Aug 11, 2026
Instrument	2026653
Transaction Type	Mortgage
Record Updated	Sep 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 STERLING RD, STERLING, CT 06377-2137

Mortgage

Document Number	0000000653,
Date	Aug 27, 2026
Book Page	183/848
Instrument	2026653

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2041

Interest

Max Rate	-1%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STERLING CT
Recording Date	Dec 2, 2025
Property Address	581 STERLING RD, STERLING, CT 06377-2137
Document Number	000181-512
Book / Page	181 / 512
Instrument Date	Nov 25, 2025
Instrument	2025000711
Transaction Type	Transfer
Record Updated	Dec 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	2025000712
Date	Dec 2, 2025
Instrument	2025000712

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2055

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING CT
Property Address	581 STERLING RD, STERLING, CT 06377-2137
Document Number	162-366
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Sep 24, 2020
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 STERLING RD STERLING CT 063772137, STERLING, CT 06377-2137

Mortgage

Document Number	162-366
Date	Sep 1, 2020
Book Page	000162/000366
Instrument	717

Lender

Name	SHAMROCK HM LNS
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 31, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STERLING CT
Recording Date	May 15, 2019
Property Address	581 STERLING RD, STERLING, CT 06377-2137
Document Number	157-393
Book / Page	000157 / 000393
Instrument Date	May 15, 2019
Instrument	252
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$166.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 STERLING RD STERLING CT 063772137, STERLING, CT 06377-2137

Mortgage

Document Number	157-395
Date	May 15, 2019
Book Page	000157/000395
Instrument	253

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 14, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 581 Sterling Rd was $3,531, up 7.2% from the year before.

Source: Sterling Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Sterling Town
Elementary School District	Sterling School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,531.00 (+7.23%)	$149,700 (-) Land $34,200 Building $115,500	$308,375 (+194.28%)
2025	$3,293.00	$149,700 Land $34,200 Building $115,500	$104,790 Land $23,940 Building $80,850
2024	$3,293.00 (-0.99%)
2023	$3,326.00 (+6.16%)	$149,700 (+52.61%) Land $34,200 Building $115,500
2022	$3,133.00	$98,090 Land $13,240 Building $84,850

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 581 Sterling Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 581 Sterling Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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