581 State St, Belchertown, MA 01007 Property Records

Hampshire County and Belchertown Town property record for 581 State St, Belchertown, MA 01007

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,004 sqft · built 1950
Lot Size	0.452 acres (19,702 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Oct 2021)
Tax Bill	$3,458 (2025)
Deeds & Mortgages	Aug 2023 Refinance Oct 2021 Sale + 1 more
APN	`BELC M:252 L:26`

Property Details

APN / Parcel Number

Primary APN	`BELC M:252 L:26`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,004 sqft Living Area
Gross Area	1,732 sqft
Basement Area	384 sqft
Unfinished Basement	384 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,702 sqft (0.452 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	581 STATE ST
City	BELCHERTOWN
State	MA
Zip	01007-9785
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	26
Jurisdiction	BELCHERTOWN MA
Township / Civil Division	BELCHERTOWN
Census Block Group	1
Census Block	1005
Census Tract	820206

Owner

Source: Hampshire County and Belchertown Town records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	581 STATE ST, BELCHERTOWN, MA 01007-9785
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLESBANK (HOLYOKE MA)
Oct 15, 2021	Quit Claim Deed, Transfer
Oct 31, 2017	Quit Claim Deed, Transfer · FHA Mortgage ACADEMY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2021 · Amount on File
Deed Sale	Oct 15, 2021 · Amount on File
Prior Sale	Oct 31, 2017 · Amount on File
Deed Book / Page	14311 / 40
Prior Transfer Date	Oct 14, 2021
Prior Transfer Doc	14311-40
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	581 STATE ST, BELCHERTOWN, MA 01007-9785
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014941-71
Date	Aug 23, 2023
Book Page	14941/71
Instrument	12900

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELCHERTOWN MA
Recording Date	Oct 15, 2021
Property Address	581 STATE ST, BELCHERTOWN, MA 01007-9785
Document Number	14311-40
Book / Page	14311 / 40
Instrument Date	Oct 14, 2021
Instrument	25908
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	21 FREYER RD, SOUTHAMPTON, MA 01073-9528
Investor	Possibly a Property Investor

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELCHERTOWN MA
Recording Date	Oct 31, 2017
Property Address	581 STATE ST, BELCHERTOWN, MA 01007-9785
Document Number	12793-47
Book / Page	012793 / 000047
Instrument Date	Oct 31, 2017
Instrument	22898
Transaction Type	Transfer
Record Updated	Dec 5, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$684.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	581 STATE ST BELCHERTOWN MA 010079785, BELCHERTOWN, MA 01007-9785

Mortgage

Document Number	12793-50
Date	Oct 31, 2017
Book Page	012793/000050
Instrument	22899

Lender

Name	ACADEMY MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2047

Tax Assessment & Valuation

Source: Hampshire County and Belchertown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Belchertown Town
Unified School District	Belchertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,458.00 (+0.17%)	$238,300 (+5.77%) Land $64,400 Building $173,900	$326,800 (+5.33%)
2024	$3,452.00 (+5.66%)	$225,300 (+12.54%) Land $58,200 Building $167,100	$310,270
2023	$3,267.00	$200,200 Land $54,300 Building $145,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: GoNetspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures