581 State Rte T, Armstrong, MO 65230 Property Records

Howard County property record for 581 State Rte T, Armstrong, MO 65230

Property Summary

Property Type	Single Family Home
Details	5 bd · 2,991 sqft · built 1851
Lot Size	4.14 acres (180,338 sqft)
Owner	Individual Name on Record
Tax Bill	$1,513 (2025)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-3.0-07-000-000-004.000`

Property Details

APN / Parcel Number

Primary APN	`03-3.0-07-000-000-004.000`
Alternative APN	`245`

Interior

Bedrooms	5 Beds
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,991 sqft Total Area
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1851
Effective Year Built	Effective 1851
Exterior Material	Combination
Roof Type	Hip
Roof Material	Metal
Lot Area	180,338 sqft (4.14 acres)
Garage Type	Mixed
Garage Area	1,176 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	245
Street Address	581 STATE ROUTE T
City	ARMSTRONG
State	MO
Zip	65230-9716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2297-00 3.86 AC LOC IN C PT SEC 7 BEG AT STK N LN ST RT T; T H N78W 2.64C TO PST; TH N65E 2.77C TO IP; TH N80E 3.69*C T
Legal Range	16
Legal Township	52
Legal Section	07
Legal Subdivision	S7, T52, R16
Jurisdiction	HOWARD MO
Township / Civil Division	PRAIRIE
Census Block Group	2
Census Block	2000
Census Tract	960100

Owner

Source: Howard County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	581 STATE ROUTE T, ARMSTRONG, MO 65230-9716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MO
Property Address	581 STATE ROUTE T, ARMSTRONG, MO 65230-9716
Transaction Type	Mortgage
Record Updated	Apr 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000504/0000000190
Date	Aug 23, 2017
Book Page	0000000504/0000000190
Instrument	20171180

Lender

Name	US BANK NA
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Howard County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Howard County
Unified School District	Salisbury R-IV School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,620 (-)	$124,300 (-) Land $14,200 Building $110,100
2025	$1,513.00	$23,620 (-)	$124,300 (-) Land $14,200 Building $110,100
2024	$1,513.00 (-0.2%)
2023	$1,516.00 (-0.13%)	$23,620	$124,300 Land $14,200 Building $110,100
2022	$1,518.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THOMAS HILL PWSD 1 serves 11,250 people · EPA ID MO2024504
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Air Link Rural Broadband Fiber	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on State Rte T

Nearby Streets

All Armstrong, MO Property Records

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