581 Spring Ln, Boiling Springs, PA 17007 Property Records

Cumberland County property record for 581 Spring Ln, Boiling Springs, PA 17007

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,439 sqft · built 1979
Lot Size	1.12 acres (48,787 sqft)
Owner	Individual Name on Record
Last Sale	$503,000 (Jul 2024)
Tax Bill	$4,135 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-12-0348-205`

Property Details

APN / Parcel Number

Primary APN	`22-12-0348-205`
Alternative APN	`22001082`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,439 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Aluminum Siding
Lot Area	48,787 sqft (1.12 acres)
Lot Dimensions	308 ft deep x 153 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	581 SPRING LN
City	BOILING SPRINGS
State	PA
Zip	17007-9640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	581 SPRING LANE L-0310 LOT 310 PB 32 PG 108 SEC K
Legal Subdivision	WHITE ROCK ACRES
Legal Lot Number	310
Jurisdiction	CUMBERLAND PA
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2007
Census Tract	11700

Owner

Source: Cumberland County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	581 SPRING LN, BOILING SPRINGS, PA 17007-9640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2024 · Amount on Record
Deed Sale	Jul 3, 2024 · Amount on Record
Prior Sale	Jul 28, 2014 · Amount on Record
Deed Document Number	202412573
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND PA
Recording Date	Sep 9, 2026
Property Address	581 SPRING LN, BOILING SPRINGS, PA 17007-9640
Document Number	0000020070
Instrument Date	Jul 1, 2024
Instrument	202620070
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	12517 CANDLEBERRY CIR, TAMPA, FL 33635-9109

Mortgage

Document Number	0000020070,
Date	Sep 9, 2026
Instrument	202620070

Lender

Name	MERCHANTS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Aug 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND PA
Property Address	581 SPRING LN, BOILING SPRINGS, PA 17007-9640
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020598
Date	Aug 11, 2020
Instrument	202020598

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Cumberland County
County Subdivision	Monroe Township
Unified School District	Cumberland Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,135.00 (+8.62%)	$259,300 (-) Land $72,000 Building $187,300
2024	$3,807.00	$259,300 Land $72,000 Building $187,300
2010			$259,300 Land $72,000 Building $187,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1984–2018)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Jul 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA WHITE ROCK ACRES SYS private · serves 790 people · EPA ID PA7210048
Water Source	Groundwater
Last State Inspection	Apr 2026

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
PA.net Fixed Wireless · not low latency	200 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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