San Diego County property record for 581 Silver Berry Pl, Encinitas, CA 92024
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 929 sqft · built 1999 |
| Lot Size | 1.1 acres (47,935 sqft) |
| Owner | Individual Name on File |
| Last Sale | $815,000 (Jul 2024) |
| Tax Bill | $8,709 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Dec 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 256-330-54-16 |
| Primary APN | 256-330-54-16 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 929 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Condo/Apartment |
| Lot Area | 47,935 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 581 SILVER BERRY PL |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-7708 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | ER-MU2 |
| Legal Description | LOT 5 US109PER DOC98-142313&UND INT IN MODULE C IN TR 013481 |
| Legal Subdivision | ENCINITAS ESTATES |
| Legal Tract | 013481 |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 17603 |
Source: San Diego County records · APN 256-330-54-16
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 581 SILVER BERRY PL, ENCINITAS, CA 92024-7708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Oct 08, 2025 | Deed of Trust, Mortgage · VA Mortgage INFORMED MORTGAGE LLC |
| Dec 01, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| May 27, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 31, 2024 · Amount on Record |
| Deed Sale | Jul 31, 2024 · Amount on Record |
| Prior Sale | Sep 26, 2012 · Amount on Record |
| Deed Document Number | 2024201317 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 581 SILVER BERRY PL, ENCINITAS, CA 92024-7708 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 581 SILVER BERRY PL, ENCINITAS, CA 92024-7708 |
| Document Number | 0000280259 |
|---|---|
| Date | Oct 08, 2025 |
| Instrument | 2025-0280259 |
| Name | INFORMED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MANAHAWKIN, NJ 08050 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 581 SILVER BERRY PL, ENCINITAS, CA 92024-7708 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 581 SILVER BERRY PL, ENCINITAS, CA 92024-7708 |
| Document Number | 0000454491 |
|---|---|
| Date | Dec 01, 2022 |
| Instrument | 2022-0454491 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | FORT WORTH, TX 76155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 581 SILVER BERRY PL, ENCINITAS, CA 92024-7708 |
| Document Number | 0000255319 |
| Instrument Date | May 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 581 SILVER BERRY PL ENCINITAS CA 920247708, ENCINITAS, CA 92024-7708 |
| Document Number | 0000255319 |
|---|---|
| Date | Jun 07, 2017 |
| Instrument | 255319 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $831,299 (+2%) Land $429,984 Building $401,315 | |
| 2025 | $8,709.00 (+61.49%) | $815,000 (+102.53%) Land $421,553 Building $393,447 |
| 2023 | $5,393.00 (+5.68%) Homeowner's exemption | $402,416 Land $208,147 Building $194,269 |
| 2022 | $5,103.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ting Fiber Fiber | 2,000 / 2,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Spectrum.
Based on FCC filings for 358 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAN DIEGUITO WD serves 40,405 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2022 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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