581 Serrano Summit Dr, Lake Forest, CA 92630 Property Records

Orange County property record for 581 Serrano Summit Dr, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,677 sqft · built 2021
Lot Size	0.081 acres (3,530 sqft)
Owner	Individual Name on File
Last Sale	$1,413,500 (Feb 2022)
Tax Bill	$15,791 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`610-721-12`

Property Details

APN / Parcel Number

Primary APN	`610-721-12`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,677 sqft Living Area

Exterior

Year Built	Built 2021
Lot Area	3,530 sqft (0.081 acres)
Garage Area	478 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	581 SERRANO SUMMIT DR
City	LAKE FOREST
State	CA
Zip	92630-7624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 18162 BLK LOT 11
Legal Tract	18162
Legal Lot Number	11
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2000
Census Tract	52425

Owner

Source: Orange County records · APN 610-721-12

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	581 SERRANO SUMMIT DR, LAKE FOREST, CA 92630-7624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 03, 2022 · Amount on Record
Deed Sale	Feb 03, 2022 · Amount on Record
Deed Document Number	2022000047100
Record Updated	Jun 08, 2026

February 2022: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 03, 2022
Property Address	581 SERRANO SUMMIT DR, LAKE FOREST, CA 92630-7624
Document Number	0000047100
Map Reference	MB 985 PG 1-8
Instrument Date	Feb 01, 2022
Instrument	2022000047100
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 29, 2022
Title Company	LENNAR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 SERRANO SUMMIT DR, LAKE FOREST, CA 92630-7624

Mortgage

Document Number	0000047101
Date	Feb 03, 2022
Instrument	2022000047101

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Feb 01, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.37%
Index	Other
Max Rate	7.37%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$15,791.00 (+4.29%)	$1,499,684 (+4.04%) Land $756,530 Building $743,154
2023	$15,141.00 (+71.41%)	$1,441,450 Land $727,152 Building $714,298
2022	$8,833.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, California Internet, Cityside Networks, T-Mobile USA.

Based on FCC filings for 373 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.