Alameda County property record for 581 Saddleback Cir, Livermore, CA 94551
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,683 sqft · built 1998 |
| Lot Size | 0.141 acres (6,161 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,410,000 (Apr 2025) |
| Tax Bill | $14,759 (2025) |
| Deeds & Mortgages | Jun 2023 Transfer May 2021 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 99-1344-76 |
| Primary APN | 99-1344-76 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,683 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 6,161 sqft (0.141 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 581 SADDLEBACK CIR |
|---|---|
| City | LIVERMORE |
| State | CA |
| Zip | 94551-0714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 00076 BLK: TR: 6840 |
| Legal Subdivision | TR 6840 |
| Legal Tract | 6840 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | LIVERMORE-PLEASANTON |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 451300 |
Source: Alameda County records, as of August 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5361 SCENIC AVE, LIVERMORE, CA 94551-1222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jun 15, 2023 | Intrafamily Transfer, Transfer |
| May 19, 2021 | Grant Deed, Transfer · Conventional Mortgage WATERMARK CAPITAL INC |
| Aug 28, 2019 | Deed of Trust, Mortgage · ARM MUFG UNION BANK NA |
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Mar 4, 2020 | Correction Deed · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 5, 2018 | Loan Modification, Mortgage · Line of Credit WELLS FARGO BK NW NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2025 · Amount on Record |
| Deed Sale | Apr 21, 2025 · Amount on Record |
| Prior Sale | May 19, 2021 · Amount on Record |
| Deed Document Number | 202552828 |
| Prior Transfer Date | Mar 7, 2023 |
| Prior Transfer Doc | 0000068258 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Recording Date | Jun 15, 2023 |
| Property Address | 581 SADDLEBACK CIR, LIVERMORE, CA 94551-0714 |
| Document Number | 0000068258 |
| Map Reference | MB 230 PG 62-68 |
| Instrument Date | Mar 7, 2023 |
| Instrument | 2023068258 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 581 SADDLEBACK CIR, LIVERMORE, CA 94551-0714 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Recording Date | May 19, 2021 |
| Property Address | 581 SADDLEBACK CIR, LIVERMORE, CA 94551-0714 |
| Document Number | 0000189261 |
| Map Reference | MB 230 PG 62-68 |
| Instrument Date | May 12, 2021 |
| Instrument | 2021189261 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 415 BOULDER CT STE 300, 300, PLEASANTON, CA 94566-8321 |
| Document Number | 0000189262 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 2021189262 |
| Name | WATERMARK CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 581 SADDLEBACK CIR, LIVERMORE, CA 94551-0714 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000168330 |
|---|---|
| Date | Aug 28, 2019 |
| Instrument | 2019168330 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Sep 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.75% |
| Index | 1-Year LIBOR |
| Max Rate | 9.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 581 SADDLEBACK CIR, LIVERMORE, CA 94551-0714 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 581 SADDLEBACK CIR, LIVERMORE, CA 94551-0714 |
| Document Number | 0000250062 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 2020250062 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Recording Date | Mar 4, 2020 |
| Property Address | 581 SADDLEBACK CIR, LIVERMORE, CA 94551-0714 |
| Document Number | 0000052495 |
| Map Reference | MB 230 PG 62-68 |
| Instrument Date | Feb 27, 2020 |
| Instrument | 2020052495 |
| Record Updated | Aug 19, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 581 SADDLEBACK CIR, 581, LIVERMORE, CA 94551-0714 |
| Name | Verified Name |
|---|
| Document Number | 0000052496 |
|---|---|
| Date | Mar 4, 2020 |
| Instrument | 2020052496 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 581 SADDLEBACK CIR, LIVERMORE, CA 94551-0714 |
| Document Number | 0000044544 |
| Instrument Date | Feb 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 581 SADDLEBACK CIR LIVERMORE CA 945510714, LIVERMORE, CA 94551-0714 |
| Document Number | 0000044544 |
|---|---|
| Date | Mar 5, 2018 |
| Instrument | 44544 |
| Name | WELLS FARGO BK NW NA |
|---|---|
| Address | PORTLAND, OR 97220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Livermore City |
| Unified School District | Livermore Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,431,200 (+20.91%) Land $431,460 Building $1,006,740 | ||
| 2025 | $14,759.00 (+3.4%) | $1,183,661 (+3.43%) Land $357,198 Building $833,463 | |
| 2023 | $14,274.00 (+1.37%) Homeowner's exemption | $1,144,440 (+2%) Land $343,332 Building $801,108 | $1,089,180 |
| 2022 | $14,081.00 Homeowner's exemption | $1,122,000 Land $336,600 Building $785,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 65% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALIFORNIA WATER SERVICE - LIVERMORE private · serves 60,414 people · EPA ID CA0110003 |
|---|---|
| Water Source | Purchased surface water from ZONE 7 WATER AGENCY |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | CITY OF LIVERMORE |
| Lead | 8 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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