581 Saco Ter, Sunnyvale, CA 94089 Property Records

Santa Clara County property record for 581 Saco Ter, Sunnyvale, CA 94089

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,646 sqft · built 2008
Lot Size	0.06 acres (2,606 sqft)
Owner	2 Individual Names on File
Last Sale	$1,430,000 (Nov 2017)
Tax Bill	$17,525 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`110-53-009`

Property Details

APN / Parcel Number

Primary APN	`110-53-009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,646 sqft Living Area
1st Floor Area	710 sqft
2nd Floor Area	689 sqft
Basement Area	247 sqft
Family Room	Family Room

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	2,606 sqft (0.06 acres)
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	581 SACO TER
City	SUNNYVALE
State	CA
Zip	94089-2173
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R3
Legal Description	TRACT 9774 DANBURY PLACE II BOOK 808 PAGE 14 PAGE 16
Legal Subdivision	DANBURY PLACE 02
Legal Tract	9774
Legal Lot Number	2
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2008
Census Tract	504807

Owner

581 Saco Ter, a condominium, is owned by two individuals who bought it in November 2017.

Source: Santa Clara County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3316 264TH AVE SE, SAMMAMISH, WA 98075-9132
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 29, 2017	Grant Deed, Transfer · ARM JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2017 · Amount on File
Deed Sale	Nov 29, 2017 · Amount on File
Prior Sale	Mar 28, 2008 · Amount on File
Deed Document Number	201723814546
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	581 SACO TER, SUNNYVALE, CA 94089-2173
Transaction Type	Mortgage
Record Updated	Jan 8, 2026
Title Company	UNKNOWN, DOMA TITLE OF CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3316 264TH AVE SE, SAMMAMISH, WA 98075-9132

Mortgage

Document Number	0025925192
Date	Dec 30, 2025
Instrument	25925192

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	1111 POLARIS PKWY, COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	Other
Max Rate	10.5%

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 29, 2017
Property Address	581 SACO TER, SUNNYVALE, CA 94089-2173
Document Number	0023814546
Map Reference	MAP808 PG14
Instrument Date	Nov 14, 2017
Instrument	23814546
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	581 SACO TER, SUNNYVALE, CA 94089-2173

Mortgage

Document Number	0023814547
Date	Nov 29, 2017
Instrument	23814547

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	7.75%

Tax Assessment & Valuation

The 2025 property tax bill for 581 Saco Ter was $17,525.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Sunnyvale City
Secondary School District	Fremont Union High School District (09 - 12)
Elementary School District	Sunnyvale Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,535,000 (+4.07%) Land $767,500 Building $767,500
2025	$17,525.00	$1,475,000 Land $737,500 Building $737,500
2023	$17,058.00 (-6.03%)	$1,445,000 Land $722,500 Building $722,500
2022	$18,152.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 581 Saco Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 581 Saco Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUNNYVALE serves 157,566 people · EPA ID CA4310014
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	63 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 768 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Tekify Fiber & Wireless Fixed Wireless	122 / 27

May also be available: AT&T, GeoLinks, Sail Internet, T-Mobile.

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