581 S Peppertree Dr, Gilbert, AZ 85296 Property Records

Maricopa County property record for 581 S Peppertree Dr, Gilbert, AZ 85296

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,836 sqft · built 1995
Lot Size0.138 acres (6,024 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (Apr 2019)
Tax Bill$1,608 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jan 2023 Line of Credit
+ 2 more
Flood ZoneZone X (moderate risk)
APN304-21-183

Property Details

APN / Parcel Number

Primary APN304-21-183

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,836 sqft Living Area
1st Floor Area1,836 sqft

Exterior

Year BuiltBuilt 1995
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area6,024 sqft (0.138 acres)
Parking Spaces2 Parking Spaces
Patio Area148 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address581 S PEPPERTREE DR
CityGILBERT
StateAZ
Zip85296-2607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7
Legal DescriptionRANCHO CIMARRON MCR 380/25
Legal Range06E
Legal Township01S
Legal Section16
Legal QuarterSW
Quarter-Quarter SectionSE
Legal SubdivisionRANCHO CIMARRON
Legal Lot Number155
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group2
Census Block2000
Census Tract422512

Owner

Source: Maricopa County records · APN 304-21-183

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address581 S PEPPERTREE DR, GILBERT, AZ 85296-2607
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2021Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW LOAN SERVICING LLC
Jan 11, 2023Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Jan 15, 2020Deed of Trust, Mortgage · VA Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Apr 12, 2019Warranty Deed, Transfer · VA Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 12, 2019 · Amount on Record
Deed SaleApr 12, 2019 · Amount on Record
Prior SaleJul 25, 2012
Deed Document Number20190256457
Record UpdatedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address581 S PEPPERTREE DR, GILBERT, AZ 85296-2607
Transaction TypeMortgage
Record UpdatedMar 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address581 S PEPPERTREE DR, GILBERT, AZ 85296-2607

Mortgage

Document Number0000166924
DateFeb 16, 2021
Instrument20210166924
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address581 S PEPPERTREE DR, GILBERT, AZ 85296-2607
Transaction TypeMortgage
Record UpdatedMar 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address581 S PEPPERTREE DR, GILBERT, AZ 85296-2607

Mortgage

Document Number0000017228
DateJan 11, 2023
Instrument20230017228
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueJan 01, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address581 S PEPPERTREE DR, GILBERT, AZ 85296-2607
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyOLD REPUBLIC TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000037646
DateJan 15, 2020
Instrument20200037646
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateApr 12, 2019
Property Address581 S PEPPERTREE DR, GILBERT, AZ 85296-2607
Document Number0000256457
Map ReferenceMB 380 PG 25
Instrument DateApr 03, 2019
Instrument20190256457
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyCHICAGO TITLE AGENCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4129 W MILKY WAY, 4129, CHANDLER, AZ 85226-4701

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address581 S PEPPERTREE DR, GILBERT, AZ 85296-2607

Mortgage

Document Number0000256458
DateApr 12, 2019
Instrument20190256458
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2049

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$43,030 (-1.35%)$430,300 (-1.35%) Land $86,000 Building $344,300
2025$1,608.00 (+0.56%)
2024$43,620$436,200 Land $87,200 Building $349,000
2023$1,599.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Lumen Technologies
Fiber · DSL in parts of the area
3,000 / 3,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Arizona Network, Wi-Fiber.

Based on FCC filings for 699 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF GILBERT
serves 247,600 people
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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