581 S Lowder St, Macclenny, FL 32063 Property Records

Baker County property record for 581 S Lowder St, Macclenny, FL 32063

Property Summary

Property Type	Single Family Home
Details	1 ba · 823 sqft · built 1950
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,317 (2025)
Flood Zone	Zone X (minimal risk)
APN	`32-2S-22-0012-0000-0010`

Property Details

APN / Parcel Number

Primary APN	`32-2S-22-0012-0000-0010`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	823 sqft Living Area
1st Floor Area	760 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1960
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	90 sqft
Fence	Fence
Utility Building	120 sqft
Mobile Home / RV Hookup	Mobile Home / RV Hookup

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	581 S LOWDER ST
City	MACCLENNY
State	FL
Zip	32063-3600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG PART OF LOT 1 LEWIS SUB DB 20 P 179 DESC IN OR 4 P 482 POM 133D NOTE: DR#2 4/10/2016
Legal Range	22E
Legal Township	02S
Legal Section	32
Legal Subdivision	LEWIS SUB
Legal Lot Number	1
Jurisdiction	BAKER FL
Township / Civil Division	MACCLENNY
Census Block Group	2
Census Block	2032
Census Tract	40102

Owner

Source: Baker County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 574, MACCLENNY, FL 32063-0574
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Baker County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Baker County
Municipality	Macclenny City
Unified School District	Baker County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,317.00 (+8.31%)	$92,746 (+5.73%) Land $35,000 Building $57,746	$92,746 (+5.73%) Land $35,000 Building $57,746
2024	$1,216.00 (+5.92%)	$87,722 (+2.48%) Land $35,000 Building $52,722	$87,722 (+2.48%) Land $35,000 Building $52,722
2023	$1,148.00 (+7.19%)	$85,595 (+5.33%) Land $35,000 Building $50,595	$85,595 (+5.33%) Land $35,000 Building $50,595
2022	$1,071.00	$81,265 Land $35,000 Building $46,265	$81,265 Land $35,000 Building $46,265

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	10 (1998–2017)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Tropical Storm Debby, Jun 2012 · 3 claims Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MACCLENNY serves 6,500 people · EPA ID FL2020204
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20