581 Perspective Pl, Hedgesville, WV 25427 Property Records

Berkeley County property record for 581 Perspective Pl, Hedgesville, WV 25427

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,348 sqft · built 2023
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Aug 2024)
Tax Bill	$2,194 (2025)
Deeds & Mortgages	Aug 2024 Sale & Mortgage Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-9R-0066.0000`

Property Details

APN / Parcel Number

Primary APN	`02-9R-0066.0000`
Alternative APNs	`02-02-9R-0066.0000` `07245573`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,348 sqft Living Area
1st Floor Area	1,348 sqft

Exterior

Year Built	Built 2023
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,276 sqft (0.189 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07245573
Street Address	581 PERSPECTIVE PL
City	HEDGESVILLE
State	WV
Zip	25427-7070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.19 AC LOT 20 SEC 1 PHZ 5 CARDINAL POINTE
Legal Lot Number	20
Jurisdiction	BERKELEY WV
Township / Civil Division	POTOMAC
Census Block Group	1
Census Block	1002
Census Tract	971105

Owner

581 Perspective Pl is owned and occupied by an individual who bought it in August 2024.

Source: Berkeley County records, as of November 14, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	581 PERSPECTIVE PL, HEDGESVILLE, WV 25427-7070
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2024	Deed, Transfer · Conventional Mortgage NAVY FCU
Jan 20, 2023	Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2024 · Amount on File
Deed Sale	Aug 1, 2024 · Amount on File
Prior Sale	Jan 20, 2023 · Amount on File
Deed Document Number	20240023061
Deed Book / Page	1489 / 431
Record Updated	Jun 8, 2026

August 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Aug 1, 2024
Property Address	581 PERSPECTIVE PL, HEDGESVILLE, WV 25427-7070
Document Number	001489/431
Book / Page	1489 / 431
Map Reference	PC 20 SL 177-180
Instrument Date	Jul 31, 2024
Instrument	20240023061
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,618.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	581 PERSPECTIVE PL, HEDGESVILLE, WV 25427-7070

Mortgage

Document Number	20240023062
Date	Aug 1, 2024
Instrument	20240023062

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2054

Interest

Rate Type	Fixed Rate

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Jan 20, 2023
Property Address	PERSPECTIVE PL, HEDGESVILLE, WV 25427
Document Number	001425/586
Book / Page	1425 / 586
Map Reference	PC 20 SLS 177-180
Instrument Date	Jan 4, 2023
Instrument	20230001580
Transaction Type	Transfer
Record Updated	Feb 8, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,467.85
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 PERSPECTIVE PL, HEDGESVILLE, WV 25427

Mortgage

Document Number	20230001581
Date	Jan 20, 2023
Instrument	20230001581

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 581 Perspective Pl was $2,194.

Source: Berkeley County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,194.00	$180,480 Land $57,240 Building $123,240	$300,800 Land $95,400 Building $205,400
2023	$919.00	$36,360 Land $36,360	$60,600 Land $60,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 581 Perspective Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 7, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 581 Perspective Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier.

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