581 Pascal St N, Saint Paul, MN 55104 Property Records

Ramsey County property record for 581 Pascal St N, Saint Paul, MN 55104

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,061 sqft · built 1923
Lot Size	0.083 acres (3,659 sqft)
Owner	Individual Name on File
Last Sale	$226,600 (Nov 2019)
Tax Bill	$3,730 (2023)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-29-23-23-0003`

Property Details

APN / Parcel Number

Primary APN	`34-29-23-23-0003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,061 sqft Living Area
1st Floor Area	884 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1964
Architectural Style	Bungalow
Exterior Material	Stucco
Lot Area	3,659 sqft (0.083 acres)
Lot Dimensions	100 ft deep x 37 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	581 PASCAL ST N
City	SAINT PAUL
State	MN
Zip	55104-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Description	HAMLINE SYNDICATE ADD, NO.3 LOT 3 BLK 1
Legal Range	23
Legal Township	29
Legal Section	34
Legal Quarter	2
Quarter-Quarter Section	3
Legal Subdivision	HAMLINE SYNDICATE ADD, NO3
Legal Block	1
Legal Lot Number	3
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2002
Census Tract	32200

Owner

581 Pascal St N is owned and occupied by an individual who bought it in November 2019.

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	581 PASCAL ST N, SAINT PAUL, MN 55104-2412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2019	Warranty Deed, Transfer · FHA Mortgage MEGASTAR FIN'L
Nov 3, 2017	Warranty Deed, Transfer · Conventional with PMI WATERSTONE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2019 · Amount on File
Deed Sale	Nov 8, 2019 · Amount on File
Prior Sale	Nov 3, 2017 · Amount on File
Deed Document Number	A04782695
Record Updated	Jun 7, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 8, 2019
Property Address	581 PASCAL ST N, SAINT PAUL, MN 55104-2412
Document Number	0004782695
Instrument Date	Nov 1, 2019
Instrument	4782695
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	ATTORNEYS TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.44
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 PASCAL ST N ST PAUL MN 551042412, ST PAUL, MN 55104-2412

Mortgage

Document Number	4782696
Date	Nov 8, 2019
Instrument	4782696

Lender

Name	MEGASTAR FIN'L
Type	Funding / Finance Company
Address	DENVER, CO 80204

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 3, 2017
Property Address	581 PASCAL ST N, SAINT PAUL, MN 55104-2412
Document Number	0004684611
Instrument Date	Oct 27, 2017
Instrument	4684611
Transaction Type	Transfer
Record Updated	Nov 28, 2017
Title Company	GLOBAL CLOSING AND TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 PASCAL ST N ST PAUL MN 551042412, ST PAUL, MN 55104-2412

Mortgage

Document Number	4684612
Date	Nov 3, 2017
Instrument	4684612

Lender

Name	WATERSTONE MTG
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 2, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,730.00 Homeowner's exemption	$246,200 Land $35,000 Building $211,200	$246,200 Land $35,000 Building $211,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 581 Pascal St N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 581 Pascal St N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 813 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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