581 Newcastle Dr, Troy, MO 63379 Property Records

Lincoln County property record for 581 Newcastle Dr, Troy, MO 63379

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,078 sqft · built 2006
Lot Size	0.151 acres (6,578 sqft)
Owner	Individual Name on File
Tax Bill	$1,802 (2025)
Deeds & Mortgages	Aug 2023 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-80-33-000-000-026.167`

Property Details

APN / Parcel Number

Primary APN	`15-80-33-000-000-026.167`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,078 sqft Living Area
Basement Area	1,078 sqft
Unfinished Basement	1,078 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,578 sqft (0.151 acres)
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	581 NEWCASTLE DR
City	TROY
State	MO
Zip	63379-3985
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 167A OF THE FIRST AMENDED PLAT OF THE VILLAS @ WINGATE ESTATES CONDOMINIUM, PLAT 14/109
Legal Range	01W
Legal Township	49N
Legal Section	33
Legal Subdivision	WINGATE
Legal Lot Number	167
Legal Unit	167A
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1030
Census Tract	810203

Owner

581 Newcastle Dr, a condominium, is owned and occupied by an individual who acquired it in December 2020.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	581 NEWCASTLE DR, TROY, MO 63379-3985
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Warranty Deed, Transfer · VA Mortgage NEW AMERICAN FUNDING
May 3, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 18, 2020	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2020
Deed Sale	Dec 18, 2020
Prior Sale	Oct 6, 2011 · Amount on File
Deed Document Number	202015034
Deed Book / Page	2456 / 930
Prior Transfer Date	Dec 14, 2020
Prior Transfer Doc	002456/930
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Aug 16, 2023
Property Address	581 NEWCASTLE DR, TROY, MO 63379-3985
Document Number	0002493/24
Book / Page	2493 / 24
Map Reference	MB 14 PG 109
Instrument Date	Aug 14, 2023
Instrument	2023006250
Transaction Type	Transfer
Record Updated	Oct 9, 2023
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	147 ORCHARDVIEW DR, TROY, MO 63379-5660

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 NEWCASTLE DR, TROY, MO 63379-3985

Mortgage

Document Number	2023006251
Date	Aug 16, 2023
Instrument	2023006251

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	May 3, 2022
Property Address	581 NEWCASTLE DR, TROY, MO 63379-3985
Document Number	0002479/39
Book / Page	2479 / 39
Map Reference	MB 14 PG 109
Instrument Date	Apr 26, 2022
Instrument	2022004778
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 NEWCASTLE DR, TROY, MO 63379-3985

Mortgage

Document Number	0002479/40
Date	May 3, 2022
Book Page	2479/40
Instrument	2022004779

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

December 2020: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LINCOLN MO
Recording Date	Dec 18, 2020
Property Address	581 NEWCASTLE DR, TROY, MO 63379-3985
Document Number	002456/930
Book / Page	2456 / 930
Map Reference	MB 1869 PG 301
Instrument Date	Dec 14, 2020
Instrument	2020015034
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	581 NEWCASTLE DR, TROY, MO 63379-3985

Tax Assessment & Valuation

The 2025 property tax bill for 581 Newcastle Dr was $1,802.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,683 (-) Land $2,326 Building $26,357
2025	$1,802.00	$28,683 Land $2,326 Building $26,357	$150,960 Land $12,240 Building $138,720
2023	$1,713.00 (+6.13%)	$26,940 (+6.67%) Land $1,902 Building $25,038	$141,790 Land $10,010 Building $131,780
2022	$1,614.00	$25,255 Land $1,902 Building $23,353
2021			$132,920 Land $10,010 Building $122,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 581 Newcastle Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 581 Newcastle Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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