Cook County property record for 581 N Mount Prospect Rd, Des Plaines, IL 60016
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,005 sqft · built 1958 |
| Lot Size | 0.158 acres (6,875 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Sep 2025) |
| Tax Bill | $1,048 (2023) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Jul 2023 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-07-106-002 |
| Primary APN | 09-07-106-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,005 sqft Living Area |
| 1st Floor Area | 1,005 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Bungalow |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 6,875 sqft (0.158 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 581 N MOUNT PROSPECT RD |
|---|---|
| City | DES PLAINES |
| State | IL |
| Zip | 60016-2028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (CUMBERLAND)(HIGHLANDS) SUB PT OF NW SEC 07-41-12 |
| Legal Subdivision | CUMBERLAND HIGHLANDS |
| Legal Block | 7 |
| Legal Lot Number | 25 |
| Jurisdiction | COOK IL |
| Township / Civil Division | MAINE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 806103 |
581 N Mount Prospect Rd is owned by an individual who bought it in September 2025.
Source: Cook County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7018 W MAIN ST, NILES, IL 60714-2239 |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2025 | Deed, Transfer · Conventional Mortgage UMORTGAGE LLC |
| Jul 13, 2023 | Deed of Trust, Mortgage · Reverse Mortgage HIGHTECHLENDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2025 · Amount on File |
| Deed Sale | Sep 15, 2025 · Amount on File |
| Deed Document Number | 20252064 |
| Prior Transfer Date | Mar 3, 1994 |
| Prior Transfer Doc | 0000000276 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Sep 15, 2025 |
| Property Address | 581 N MOUNT PROSPECT RD, DES PLAINES, IL 60016-2028 |
| Document Number | 0025802064 |
| Map Reference | DOC 1768229 |
| Instrument Date | Aug 14, 2025 |
| Instrument | 2525802064 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2025 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 581 N MOUNT PROSPECT RD, DES PLAINES, IL 60016-2028 |
| Document Number | 0025802065 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 2525802065 |
| Name | UMORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 581 N MOUNT PROSPECT RD, DES PLAINES, IL 60016-2028 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2023 |
| Title Company | F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 581 N MOUNT PROSPECT RD, DES PLAINES, IL 60016-2028 |
| Document Number | 0019422052 |
|---|---|
| Date | Jul 13, 2023 |
| Instrument | 2319422052 |
| Name | HIGHTECHLENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 655 Months |
| Due | Feb 5, 2078 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.16% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.1% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Maine Township |
| Municipality | Des Plaines City |
| Elementary School District | Des Plaines Community Consolidated School District 62 (PK - 08) |
| Secondary School District | Maine Township High School District 207 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $32,000 Land $6,875 Building $25,125 | $320,000 Land $68,750 Building $251,250 | |
| 2023 | $1,048.00 (-0.66%) Homeowner's exemption Senior Citizen's exemption | $31,999 (-) Land $5,843 Building $26,156 | $319,990 (-) Land $58,430 Building $261,560 |
| 2022 | $1,055.00 Homeowner's exemption Senior Citizen's exemption | $31,999 Land $5,843 Building $26,156 | $319,990 Land $58,430 Building $261,560 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 581 N Mount Prospect Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2001–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 581 N Mount Prospect Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES PLAINES serves 60,675 people · EPA ID IL0310630 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures