Chesapeake City property record for 581 Mount Pleasant Rd, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,785 sqft · built 1972 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Jul 2017) |
| Tax Bill | $3,758 (2025) |
| Deeds & Mortgages | Mar 2023 Refinance Sep 2025 Mortgage + 6 more |
| APN | 0605002001240 |
| Primary APN | 0605002001240 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,785 sqft Living Area |
| 1st Floor Area | 1,533 sqft |
| Attic | Attic |
| Attic Area | 386 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 135 ft deep x 112 ft wide |
| Garage Type | Attached |
| Garage Area | 386 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 10 sqft |
| Patio Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 386 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 581 MOUNT PLEASANT RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-3543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 124 BRIDGEFIELD SEC 2 |
| Legal Subdivision | GREAT BRIDGE GARDENS / MISC./BRIDGEFIELD |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 21101 |
Source: Chesapeake City records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 581 MOUNT PLEASANT RD, CHESAPEAKE, VA 23322-3543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 7, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance LAKEVIEW LOAN SERVICING LLC |
| Sep 25, 2025 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Sep 16, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC |
| Aug 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LAKEVIEW LOAN SERVICING LLC |
| May 14, 2009 | Deed of Trust, Mortgage · VA Mortgage PEOPLES HOME EQUITY INC |
| Aug 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LAKEVIEW LOAN SERVICING LLC |
| Jul 20, 2017 | Warranty Deed, Transfer · VA Mortgage OVM FINANCIAL INC |
| Dec 30, 2008 | Warranty Deed, Transfer · VA Mortgage PEOPLES HOME EQUITY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2017 · Amount on Record |
| Deed Sale | Jul 20, 2017 · Amount on Record |
| Prior Sale | Dec 30, 2008 · Amount on Record |
| Deed Document Number | 201719717 |
| Deed Book / Page | 9812 / 880 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 581 MOUNT PLEASANT RD, CHESAPEAKE, VA 23322-3543 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 10643/1012 |
|---|---|
| Date | Mar 7, 2023 |
| Book Page | 10643/1012 |
| Instrument | 230004535 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 581 MOUNT PLEASANT RD, CHESAPEAKE, VA 23322-3543 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 581 MOUNT PLEASANT RD, CHESAPEAKE, VA 23322-3543 |
| Document Number | 0010898/79 |
|---|---|
| Date | Sep 25, 2025 |
| Book Page | 10898/79 |
| Instrument | 250022183 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 581 MOUNT PLEASANT RD, CHESAPEAKE, VA 23322-3543 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010785/913 |
|---|---|
| Date | Sep 16, 2024 |
| Book Page | 10785/913 |
| Instrument | 240019092 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2054 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 581 MOUNT PLEASANT RD, CHESAPEAKE, VA 23322-3543 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | SOURCEPOINT |
| Name | Verified Name |
|---|
| Document Number | 010429/303 |
|---|---|
| Date | Aug 19, 2021 |
| Book Page | 10429/303 |
| Instrument | 210037896 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.63% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 581 MOUNT PLEASANT RD, CHESAPEAKE, VA 23322-3543 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007805/834 |
|---|---|
| Date | May 14, 2009 |
| Book Page | 7805/834 |
| Name | PEOPLES HOME EQUITY INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2039 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.88% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 581 MOUNT PLEASANT RD, CHESAPEAKE, VA 23322-3543 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Title Company | SOURCEPOINT |
| Name | Verified Name |
|---|
| Document Number | 10429/303 |
|---|---|
| Date | Aug 19, 2021 |
| Book Page | 10429/303 |
| Instrument | 210037896 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.63% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 20, 2017 |
| Property Address | 581 MOUNT PLEASANT RD, CHESAPEAKE, VA 23322-3543 |
| Document Number | 9812/880 |
| Book / Page | 9812 / 880 |
| Instrument Date | Jul 12, 2017 |
| Instrument | 170019717 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | PROPERTY TITLE AND ESCROW LLC, PRIORITY TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 581 MOUNT PLEASANT RD, CHESAPEAKE, VA 23322-3543 |
| Document Number | 170019718 |
|---|---|
| Date | Jul 20, 2017 |
| Instrument | 170019718 |
| Name | OVM FINANCIAL INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Dec 30, 2008 |
| Property Address | 581 MOUNT PLEASANT RD, CHESAPEAKE, VA 23322-3543 |
| Document Number | 007674/194 |
| Book / Page | 7674 / 194 |
| Instrument Date | Dec 9, 2008 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0007674197 |
|---|---|
| Date | Dec 30, 2008 |
| Instrument | 7674/197 |
| Name | PEOPLES HOME EQUITY |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,758.00 (+47.26%) | $372,100 (+11.98%) Land $170,000 Building $202,100 | $372,100 (+11.98%) Land $170,000 Building $202,100 |
| 2023 | $332,300 (+15.06%) Land $160,000 Building $172,300 | $332,300 (+15.06%) Land $160,000 Building $172,300 | |
| 2022 | $288,800 Land $128,300 Building $160,500 | $288,800 Land $128,300 Building $160,500 | |
| 2019 | $2,552.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 183 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 183 in force |
| Nearby Flood Claims | 26 (1990–2020) |
| Claims Outside the SFHA | 3 of 26 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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