581 Moore Rd, Williamsburg, KY 40769 Property Records

Whitley County property record for 581 Moore Rd, Williamsburg, KY 40769

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,324 sqft · built 1976
Lot Size	0.369 acres (16,074 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Feb 2022)
Tax Bill	$392 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`110-40-05-008.00`

Property Details

APN / Parcel Number

Primary APN	`110-40-05-008.00`
Alternative APNs	`132565` `136873`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,324 sqft Living Area
Basement Area	792 sqft
Finished Basement	792 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,074 sqft (0.369 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	280 sqft
Carport	Carport
Carport Area	280 sqft
Driveway	Asphalt Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	581 MOORE RD
City	WILLIAMSBURG
State	KY
Zip	40769-2102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	1 ST BRK HS W/CRPRT & 0.3 AC @ HP
Legal Subdivision	HP
Jurisdiction	WHITLEY KY
Township / Civil Division	WILLIAMSBURG
Census Block Group	3
Census Block	3034
Census Tract	920502

Owner

Source: Whitley County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	581 MOORE RD, WILLIAMSBURG, KY 40769-2102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2020	Deed of Trust, Mortgage · Line of Credit L&N FCU
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage L&N FCU
Feb 24, 2022	Warranty Deed, Transfer · Conventional Mortgage L&N FCU
May 17, 2018	Warranty Deed, Transfer · Conventional Mortgage L&N FCU
May 17, 2018	Correction Deed

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2022 · Amount on Record
Deed Sale	Feb 24, 2022 · Amount on Record
Prior Sale	May 17, 2018 · Amount on Record
Deed Document Number	2022278157
Deed Book / Page	566 / 722
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITLEY KY
Property Address	581 MOORE RD, WILLIAMSBURG, KY 40769-2102
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M656/832
Date	Jun 10, 2020
Book Page	M656/832
Instrument	243004

Lender

Name	L&N FCU
Type	Credit Union
Address	LOUISVILLE, KY 40229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 9, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITLEY KY
Property Address	581 MOORE RD, WILLIAMSBURG, KY 40769-2102
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M653/175
Date	Mar 31, 2020
Book Page	M653/175
Instrument	241973

Lender

Name	L&N FCU
Type	Credit Union
Address	LOUISVILLE, KY 40229

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2040

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITLEY KY
Recording Date	Feb 24, 2022
Property Address	581 MOORE RD, WILLIAMSBURG, KY 40769-2102
Document Number	00D566/722
Book / Page	D566 / 722
Instrument Date	Feb 17, 2022
Instrument	278157
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	IMAG TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	581 MOORE RD, WILLIAMSBURG, KY 40769-2102

Mortgage

Document Number	0000278158
Date	Feb 24, 2022
Instrument	278158

Lender

Name	L&N FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITLEY KY
Recording Date	May 17, 2018
Property Address	581 MOORE RD, WILLIAMSBURG, KY 40769-2102
Document Number	000545/176
Book / Page	545 / 176
Instrument Date	May 9, 2018
Instrument	230720
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2500 CENTRAL ST # ST2B, ST2B, EVANSTON, IL 60201-1398

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 MOORE RD, WILLIAMSBURG, KY 40769-2102
Investor	Possibly a Property Investor

Mortgage

Document Number	0000628825
Date	May 17, 2018
Instrument	628/825

Lender

Name	L&N FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

May 2018: Correction Deed

Document Type	Correction Deed
Jurisdiction	WHITLEY KY
Recording Date	May 17, 2018
Property Address	581 MOORE RD, WILLIAMSBURG, KY 40769-2102
Document Number	000545/174
Book / Page	545 / 174
Instrument Date	Apr 20, 2018
Instrument	230719
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 MOORE RD, WILLIAMSBURG, KY 40769-2102

Tax Assessment & Valuation

Source: Whitley County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Whitley County
Municipality	Williamsburg City
Unified School District	Williamsburg Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$392.00 (-1.51%)	$121,000 (-)	$121,000 (-)
2024	$398.00 (-2.21%)	$121,000 (-)	$121,000 (-)
2023	$407.00	$121,000	$121,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 78% of Kentucky
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLIAMSBURG WATER DEPARTMENT serves 5,554 people · EPA ID KY1180471
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Zito Media.

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