581 Monaco M, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 581 Monaco M, Delray Beach, FL 33446

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 883 sqft · built 1974
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$122,000 (Feb 2023)
Tax Bill	$1,722 (2025)
Deeds & Mortgages	Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-22-08-013-5810`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-22-08-013-5810`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	883 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Construction Type	Masonry / Concrete Block
Lot Area	43,560 sqft (1 acres)
Porch	Enclosed/Finished Porch
Porch Area	108 sqft

Location & Zoning

Street Address	581 MONACO M
City	DELRAY BEACH
State	FL
Zip	33446-1935
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	KINGS POINT MONACO M COND PAR 581
Legal Range	42E
Legal Township	46S
Legal Section	22
Legal Subdivision	MONACO B THRU P CONDO
Legal Block	13
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1002
Census Tract	5940

Owner

Source: Palm Beach County records · APN 00-42-46-22-08-013-5810

Assessment roll updated December 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20 PRESTON ST, HUNTINGTON, NY 11743-2051
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 01, 2023 · Amount on Record
Deed Sale	Feb 01, 2023 · Amount on Record
Deed Document Number	202335134
Deed Book / Page	34099 / 1804
Prior Transfer Date	Feb 28, 2007
Prior Transfer Doc	0215100509
Record Updated	Jun 08, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Feb 01, 2023
Property Address	581 MONACO M, DELRAY BEACH, FL 33446-1935
Document Number	0340991804
Book / Page	34099 / 1804
Map Reference	MB 2330 PG 592
Instrument Date	Jan 27, 2023
Instrument	20230035134
Transaction Type	Transfer
Record Updated	Feb 20, 2023
Title Company	FREEDOM LAND TITLE AGENCY INC, FREEDOM LAND TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$854.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	117 MAGAZINE ST, CAMBRIDGE, MA 02139-3955

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 PRESTON ST, HUNTINGTON, NY 11743-2051

Tax Assessment & Valuation

Source: Palm Beach County records · Assessment roll updated December 10, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,722.00 (-21.12%)	$89,521 (-21.1%)	$89,521 (-21.1%) Building $89,521
2024	$2,183.00 (+50.66%)
2023	$1,449.00 (+13.56%)	$113,466 (+25.55%) Building $113,466	$113,466 (+25.55%) Building $113,466
2022	$1,276.00	$90,376 Building $90,376	$90,376 Building $90,376

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (1979–2017)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Sep 2017 · Hurricane Irma

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
TPC ACC Acquisition Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 187 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.