581 Middle Rd, Oswego, NY 13126 Property Records

Oswego County and Scriba Town property record for 581 Middle Rd, Oswego, NY 13126 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1972
Square Footage1,752 sqft Living Area
Lot Size172,498 sqft (3.96 acres)
OccupancyOwner Occupied
Last Sale$140,000 (2008)
Tax Bill$4,767.00 (2025)

Property Details

APN / Parcel Number

Primary APN355600 112.00-04-21
Alternative APN
  • 560011200000040210000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,752 sqft Living Area
1st Floor1,152 sqft 1st Floor
Basement Area600 sqft Basement
Finished Basement600 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleSplit Level Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area172,498 sqft (3.96 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area484 sqft Garage

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address581 MIDDLE RD
CityOSWEGO
StateNY
Zip13126-5886
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 81 108-010-000
Legal Subdivision18TH TOWNSHIP OF SCRIBAS PATENT
Legal Block4
Legal Lot Number21.000
JurisdictionOSWEGO NY
Minor Civil DivisionSCRIBA
Census Blockgroup2
Census Block2035
Census Tract21504

Owner

Source: Oswego County and Scriba Town records · APN 355600 112.00-04-21

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address581 MIDDLE RD, OSWEGO, NY 13126-5886
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2023Deed of Trust, Mortgage · Line of Credit
EMPOWER FCU
Dec 08, 2017Deed of Trust, Mortgage
EMPLOYEES CU
Oct 25, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
EMPOWER FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 14, 2008 · Amount on Record
Deed SaleApr 14, 2008 · Amount on Record
Deed Doc Number20083930
Last Transfer DateOct 19, 2017
Transfer Doc0000010557
Record RefreshedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address581 MIDDLE RD, OSWEGO, NY 13126-5886
Transaction TypeMortgage
Record UpdatedJul 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address581 MIDDLE RD, OSWEGO, NY 13126-5886

Mortgage

Document Number0000005425
DateJun 29, 2023
InstrumentR-2023-005425
Lender
NameEMPOWER FCU
TypeCredit Union
AddressSYRACUSE, NY 13212
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 01, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address581 MIDDLE RD, OSWEGO, NY 13126-5886
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012170
DateDec 08, 2017
InstrumentR-2017-012170
Lender
NameEMPLOYEES CU
TypeCredit Union
AddressSYRACUSE, NY 13212
Agreement
AmountAmount Recorded
Term120 Months
DueDec 03, 2027

October 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSWEGO NY
Recording DateOct 25, 2017
Property Address581 MIDDLE RD, OSWEGO, NY 13126-5886
Document Number0000000557
Instrument DateOct 19, 2017
InstrumentR-2017-010557
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyCNY ABSTRACT & TITLE SERVICE

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address13 JONQUIL TRL, 13, OSWEGO, NY 13126-4068

Transferred To (Grantee/Buyer)

NameVerified Name
Address581 MIDDLE RD, OSWEGO, NY 13126-5886

Mortgage

Document Number0000000558
DateOct 25, 2017
InstrumentR-2017-010558
Lender
NameEMPOWER FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2047

Tax Assessment & Valuation

Source: Oswego County and Scriba Town records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
County SubdivisionScriba Town
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,767.00$142,000 (-) Land $26,500 Building $115,500$236,667 (+13.33%) Land $44,167 Building $192,500
2023$142,000 Land $26,500 Building $115,500$208,824 Land $38,971 Building $169,853

Flood & Wildfire

581 Middle Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Oswego County (36075C), updated October 15, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 55th in New York
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Middle Rd

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