581 Middle Crk, Buda, TX 78610 Property Records

Hays County property record for 581 Middle Crk, Buda, TX 78610 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2,780 sqft · built 2009
Lot Size	0.151 acres (6,583 sqft)
Owner	2 Individual Names on File
Last Sale	$281,100 (Jul 2016)
Tax Bill	$7,940 (2024)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`119477000Q013002`

Property Details

APN / Parcel Number

Primary APN	`119477000Q013002`
Alternative APN	`R125069`

Interior

Stories	1 Story
Building Area	2,780 sqft Living Area
Gross Area	3,220 sqft
1st Floor Area	1,632 sqft
Upper Floors Area	1,148 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,583 sqft (0.151 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	R125069
Street Address	581 MIDDLE CRK
City	BUDA
State	TX
Zip	78610-2766
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING HOLLOW PHASE 1 SEC 3, BLOCK Q, LOT 13
Legal Subdivision	WHISPERING HOLLOW PHASE 1 SEC 3
Legal Phase	1
Legal Block	Q
Legal Lot Number	13
Jurisdiction	HAYS TX
Township / Civil Division	KYLE-BUDA
Census Block Group	2
Census Block	2037
Census Tract	10915

Owner

Source: Hays County records · APN 119477000Q013002

Assessment roll updated August 25, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	581 MIDDLE CRK, BUDA, TX 78610-2766
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 01, 2016 · Amount on Record
Deed Sale	Jul 01, 2016 · Amount on Record
Prior Sale	Sep 16, 2009 · Amount on Record
Deed Document Number	201620693
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	581 MIDDLE CRK, BUDA, TX 78610-2766
Transaction Type	Mortgage
Record Updated	Apr 01, 2021
Title Company	CTOT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011898
Date	Mar 11, 2021
Instrument	21011898

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Hays County records · Assessment roll updated August 25, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Buda City
County	Hays County
Unified School District	Hays Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$439,970 (+11.94%) Land $94,160 Building $345,810	$439,970 (-17.67%) Land $94,160 Building $345,810
2024	$7,940.00 (+6.33%)
2023		$393,032 Land $116,820 Building $417,610	$534,430 Land $116,820 Building $417,610
2022	$7,467.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hays County (48209C), updated May 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482090109152, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 17 individual NFIP policies nearby
Nearby Flood Policies	17 in force 16 of 17 on primary residences

Wildfire

Wildfire Risk	Low above 34% of the US · above 10% of Texas
Wildfire Likelihood	About 1 in 2,941 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.