581 Main St, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 581 Main St, Cotuit, MA 02635 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1905
Square Footage	2,697 sqft Living Area
Lot Size	35,284 sqft (0.81 acres)
Occupancy	Owner Occupied
Last Sale	$300,000 (1997)
Tax Bill	$8,624.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`COTU M:036 L:020`
Alternative APN	`21611`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	9 Rooms
Building Area	2,697 sqft Living Area
Gross Area	4,730 sqft Gross Area
Stories	3 Stories

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Conventional Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	35,284 sqft (0.81 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	21611
Street Address	581 MAIN ST
City	COTUIT
State	MA
Zip	02635-3138
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Lot Number	20
Jurisdiction	BARNSTABLE MA
Minor Civil Division	BARNSTABLE TOWN
Census Blockgroup	1
Census Block	1003
Census Tract	13200

Owner

Source: Barnstable County and Barnstable Town City records · APN COTU M:036 L:020

Assessment roll updated May 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	581 MAIN ST, COTUIT, MA 02635-3138
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Owner is a Trust, Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 06, 1997 · Amount on Record
Deed Sale	Oct 06, 1997 · Amount on Record
Deed Book / Page	10992 / 10
Last Transfer Date	Oct 12, 2021
Transfer Doc	0000080908
Record Refreshed	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	581 MAIN ST, COTUIT, MA 02635-3114
Document Number	33361-242
Instrument Date	Oct 09, 2020
Transaction Type	Mortgage
Record Updated	Nov 03, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 MAIN ST COTUIT MA 026353114, COTUIT, MA 02635-3114

Mortgage

Document Number	33361-242
Date	Oct 15, 2020
Book Page	033361/000242
Instrument	56011

Lender

Name	EASTERN BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 14, 2030

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,624.00 (+5.87%)	$1,032,800 (-0.09%) Land $381,100 Building $651,700	$1,528,835
2024	$8,146.00 (+6.28%)	$1,033,700 (+12.87%) Land $381,100 Building $652,600
2023	$7,665.00	$915,800 Land $354,300 Building $561,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 7% of the US · above 16% of Massachusetts
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.