581 Knolls Cir, Durango, CO 81303 Property Records

La Plata County property record for 581 Knolls Cir, Durango, CO 81303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,324 sqft · built 1999
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on File
Last Sale	$367,000 (Jan 2019)
Tax Bill	$2,106 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5669-124-09-031`

Property Details

APN / Parcel Number

Primary APN	`5669-124-09-031`
Alternative APN	`R418676`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,324 sqft Living Area
Gross Area	1,852 sqft
1st Floor Area	1,324 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Lot Area	19,166 sqft (0.44 acres)
Garage Type	Attached
Garage Area	528 sqft
Porch	Unfinished Open Porch
Porch Area	98 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	R418676
Street Address	581 KNOLLS CIR
City	DURANGO
State	CO
Zip	81303-6768
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: KNOLLS, THE BLOCK: 0 LOT: 31 PROJ #96-189 THE KNOLLS 581 KNOLLS CIR DURANGO 81303
Legal Subdivision	KNOLLS, THE
Legal Block	4
Legal Lot Number	31
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	4
Census Block	4011
Census Tract	970703

Owner

581 Knolls Cir is owned and occupied by an individual who bought it in January 2019.

Source: La Plata County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	581 KNOLLS CIR, DURANGO, CO 81303-6768
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2019	Deed of Trust, Mortgage · FHA Mortgage MID-AMERICAN MORTGAGE INC
Jan 25, 2019	Warranty Deed, Transfer · FHA Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2019 · Amount on File
Deed Sale	Jan 25, 2019 · Amount on File
Prior Sale	Nov 21, 2011 · Amount on File
Deed Document Number	20191152959
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	581 KNOLLS CIR, DURANGO, CO 81303-6768
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001165287
Date	Dec 6, 2019
Instrument	1165287

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Jan 25, 2019
Property Address	581 KNOLLS CIR, DURANGO, CO 81303-6768
Document Number	0001152959
Map Reference	DOC 728458
Instrument Date	Jan 24, 2019
Instrument	1152959
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 KNOLLS CIR, DURANGO, CO 81303-6768

Mortgage

Document Number	0001152960
Date	Jan 25, 2019
Instrument	1152960

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 581 Knolls Cir was $2,106.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,540 (-2.09%) Land $8,030 Building $27,510	$580,810 (-) Land $131,250 Building $449,560
2025	$2,106.00	$36,300 Land $8,200 Building $28,100	$580,810 Land $131,250 Building $449,560
2023	$1,234.00 (+3.87%)	$26,790 (+5.31%) Land $5,670 Building $21,120	$399,760 (+9.19%) Land $84,610 Building $315,150
2022	$1,188.00	$25,440 Land $5,730 Building $19,710	$366,100 Land $82,500 Building $283,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 581 Knolls Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 581 Knolls Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Visionary Broadband Fixed Wireless	100 / 20

May also be available: Southern Ute Shared Services.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Knolls Cir

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