581 Josephine Dr, Cloverdale, CA 95425 Property Records

Sonoma County property record for 581 Josephine Dr, Cloverdale, CA 95425

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,560 sqft · built 1978
Lot Size	0.27 acres (11,739 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Jan 2022)
Tax Bill	$7,057 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`116-340-028-000`

Property Details

APN / Parcel Number

Primary APN	`116-340-028-000`
Alternative APN	`116-340-028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1979
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	11,739 sqft (0.27 acres)
Garage Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	116-340-028
Street Address	581 JOSEPHINE DR
City	CLOVERDALE
State	CA
Zip	95425-3131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYCL
Legal Description	RANCHO MUSALACON SUB II LOT 5
Legal Subdivision	RANCHO MUSALACON SUB
Legal Block	3
Legal Lot Number	5
Jurisdiction	SONOMA CA
Township / Civil Division	CLOVERDALE-GEYSERVILLE
Census Block Group	3
Census Block	3007
Census Tract	154202

Owner

581 Josephine Dr is owned and occupied by two individuals who bought it in January 2022.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	581 JOSEPHINE DR, CLOVERDALE, CA 95425-3131
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2022 · Amount on File
Deed Sale	Jan 19, 2022 · Amount on File
Deed Document Number	20224087
Prior Transfer Date	Oct 15, 2012
Prior Transfer Doc	0000001280
Record Updated	Oct 29, 2026

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Jan 19, 2022
Property Address	581 JOSEPHINE DR, CLOVERDALE, CA 95425-3131
Document Number	0000004087
Map Reference	MB 252 PG 38&39
Instrument Date	Jan 12, 2022
Instrument	2022004087
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	581 JOSEPHINE DR, CLOVERDALE, CA 95425-3131

Mortgage

Document Number	0000004088
Date	Jan 19, 2022
Instrument	2022004088

Lender

Name	THE MUTTART TRUST
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 581 Josephine Dr was $7,057 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Cloverdale City
Unified School District	Cloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$584,511 (+2%) Land $232,722 Building $351,789
2025	$7,057.00 Homeowner's exemption	$573,051 Land $228,159 Building $344,892
2023	$6,976.00 (+159.33%) Homeowner's exemption	$550,800 Land $219,300 Building $331,500
2022	$2,690.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 581 Josephine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 581 Josephine Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLOVERDALE private · serves 8,710 people · EPA ID CA4910002
Water Source	Groundwater influenced by surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20