581 John Sam Rd, Bainbridge, GA 39817 Property Records

Decatur County property record for 581 John Sam Rd, Bainbridge, GA 39817

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,112 sqft · built 2017
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Tax Bill	$3,860 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`00630-015-C1A`

Property Details

APN / Parcel Number

Primary APN	`00630-015-C1A`
Alternative APN	`18666`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,112 sqft Heated Area
Utility Area	144 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Carport
Carport	Carport
Carport Area	576 sqft

Exterior Amenities

Porch	Open Porch
Shed	1 Shed
Shed Area	1,200 sqft
Canopy	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18666
Street Address	581 JOHN SAM RD
City	BAINBRIDGE
State	GA
Zip	39817-6928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	441 863 581 JOHN SAM RD
Jurisdiction	DECATUR GA
Township / Civil Division	BAINBRIDGE
Census Block Group	2
Census Block	2041
Census Tract	970302

Owner

Source: Decatur County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	581 JOHN SAM RD, BAINBRIDGE, GA 39817-6928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · USDA Mortgage FIRST PORT CITY BANK
Jul 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage HAMILTON MORTGAGE
Jun 30, 2017	Deed of Trust, Mortgage FIRST PORT CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 25, 2019
Transfer Doc	000441/863
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR GA
Recording Date	May 1, 2026
Property Address	581 JOHN SAM RD, BAINBRIDGE, GA 39817-6928
Document Number	0000000564/0000000806
Book / Page	564 / 806
Instrument Date	May 1, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 JOHN SAM RD, BAINBRIDGE, GA 39817-6928

Mortgage

Document Number	0564000806,
Date	May 1, 2026
Book Page	564/806

Lender

Name	FIRST PORT CITY BANK

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	36 Months
Due	May 1, 2029

Interest

Rate	6.46%
Max Rate	-1%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR GA
Property Address	581 JOHN SAM RD, BAINBRIDGE, GA 39817-6928
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000432/191
Date	Jul 31, 2018
Book Page	432/191

Lender

Name	HAMILTON MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR GA
Property Address	581 JOHN SAM RD, BAINBRIDGE, GA 39817-6928
Transaction Type	Mortgage
Record Updated	Mar 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	414/544
Date	Jun 30, 2017
Book Page	414/544

Lender

Name	FIRST PORT CITY BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jul 1, 2018

Tax Assessment & Valuation

Source: Decatur County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Decatur County
Unified School District	Decatur County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,860.00 (+3.1%) Homeowner's exemption	$147,694 (+13.02%) Land $4,358 Building $143,336	$369,235 (+13.02%) Land $10,894 Building $358,341
2023	$3,744.00 (+1.46%) Homeowner's exemption	$130,675 Land $4,358 Building $126,317	$326,687 Land $10,894 Building $315,793
2022	$3,690.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk · 1% annual chance, drainage area under 1 sq mi
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Verizon.

Nearby Properties on John Sam Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures