581 Hilltop Townes Dr, Eureka, MO 63025 Property Records

St. Louis County property record for 581 Hilltop Townes Dr, Eureka, MO 63025

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,349 sqft · built 2002
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Aug 2021)
Tax Bill	$4,024 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28V-11-0320`

Property Details

APN / Parcel Number

Primary APN	`28V-11-0320`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,349 sqft Living Area
Gross Area	1,769 sqft
1st Floor Area	1,349 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	62 ft deep x 43 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	39 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	581 HILLTOP TOWNES DR
City	EUREKA
State	MO
Zip	63025-1059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	98R3CUP
Legal Description	TOWNES AT HILLTOP PLAT ONE (THE) LOT 20
Legal Subdivision	TOWNES AT HILLTOP PLAT ONE (THE)
Legal Lot Number	20
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	4
Census Block	4017
Census Tract	221502

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	581 HILLTOP TOWNES DR, EUREKA, MO 63025-1059
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2021 · Amount on Record
Deed Sale	Aug 4, 2021 · Amount on Record
Prior Sale	Mar 12, 2013 · Amount on Record
Deed Document Number	2021431
Deed Book / Page	25028 / 3181
Prior Transfer Date	Feb 26, 2003
Prior Transfer Doc	0000001432
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 4, 2021
Property Address	581 HILLTOP TOWNES DR, EUREKA, MO 63025-1059
Document Number	0250283181
Book / Page	25028 / 3181
Map Reference	MB 346 PG 633&634
Instrument Date	Jul 29, 2021
Instrument	2021080400431
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	322 WHITEFISH BAY, 322, KIMBERLING CITY, MO 65686-9440

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 HILLTOP TOWNES DR, EUREKA, MO 63025-1059

Mortgage

Document Number	2021080400432
Date	Aug 4, 2021
Instrument	2021080400432

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Eureka City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,800 (-) Land $13,340 Building $47,460	$320,000 (-) Land $70,200 Building $249,800
2025	$4,024.00 (+0.07%)	$60,800 (+12.86%) Land $13,340 Building $47,460	$320,000 (+12.87%) Land $70,200 Building $249,800
2024	$4,021.00 (-0.1%)
2023	$4,025.00	$53,870 Land $10,490 Building $43,380	$283,500 Land $55,200 Building $228,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Socket Telecom, Wisper ISP.

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