Erie County and Buffalo City property record for 581 Highgate Ave, Buffalo, NY 14215
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,651 sqft · built 1920 |
| Lot Size | 0.086 acres (3,740 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $65,000 (Dec 2005) |
| Tax Bill | $443 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Dec 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140200 79.66-3-6 |
| Primary APN | 140200 79.66-3-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,651 sqft Living Area |
| 1st Floor Area | 1,178 sqft |
| Upper Floors Area | 473 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 3,740 sqft (0.086 acres) |
| Lot Dimensions | 110 ft deep x 34 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 56 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 07960200 |
|---|---|
| Street Address | 581 HIGHGATE AVE |
| City | BUFFALO |
| State | NY |
| Zip | 14215-1205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | N-3R |
| Legal Description | 171 E ORLEANS |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 3 |
| Legal Lot Number | 6.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | BUFFALO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 4300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Winspear Extension Historic District listed 2024 · 494 contributing resources · NRIS 100009880 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Erie County and Buffalo City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 581 HIGHGATE AVE, BUFFALO, NY 14215-1205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2025 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 15, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Feb 28, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 19, 2018 | Loan Modification, Mortgage WFB NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2005 · Amount on Record |
| Deed Sale | Dec 21, 2005 · Amount on Record |
| Prior Sale | Jul 9, 1997 · Amount on Record |
| Deed Document Number | 2005118308 |
| Deed Book / Page | 11106 / 9675 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 581 HIGHGATE AVE, BUFFALO, NY 14215-1205 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 581 HIGHGATE AVE, BUFFALO, NY 14215-1205 |
| Document Number | 0141747851 |
|---|---|
| Date | Sep 19, 2025 |
| Book Page | 14174/7851 |
| Instrument | 2025172415 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 307 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 581 HIGHGATE AVE, BUFFALO, NY 14215-1205 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 581 HIGHGATE AVE, BUFFALO, NY 14215-1205 |
| Document Number | 0140778164 |
|---|---|
| Date | Dec 15, 2022 |
| Book Page | 14077/8164 |
| Instrument | 2022234704 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 581 HIGHGATE AVE, BUFFALO, NY 14215-1205 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 581 HIGHGATE AVE, BUFFALO, NY 14215-1205 |
| Document Number | 0140421922 |
|---|---|
| Date | Feb 28, 2022 |
| Book Page | 14042/1922 |
| Instrument | 2022040323 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Apr 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 581 HIGHGATE AVE, BUFFALO, NY 14215-1205 |
| Document Number | 0138555662 |
| Instrument Date | Mar 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 581 HIGHGATE AVE BUFFALO NY 142151205, BUFFALO, NY 14215-1205 |
| Document Number | 0138555662 |
|---|---|
| Date | May 15, 2018 |
| Book Page | 013855/005662 |
| Name | WFB NA |
|---|---|
| Address | FORT MILL, SC 29715 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 14, 2048 |
| Rate | 4.12% |
|---|
Source: Erie County and Buffalo City assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| Municipality | Buffalo City |
| Unified School District | Buffalo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $443.00 (-65.44%) | ||
| 2025 | $1,282.00 (+8.19%) | $134,000 (+83.56%) Land $8,000 Building $126,000 | $134,000 (+12.89%) Land $8,000 Building $126,000 |
| 2024 | $1,185.00 (+212.66%) | $73,000 (-) Land $4,700 Building $68,300 | $118,699 (+13.82%) Land $7,642 Building $111,057 |
| 2023 | $379.00 | $73,000 Land $4,700 Building $68,300 | $104,286 Land $6,714 Building $97,572 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,460 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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